Buy Here Pay Here Charlotte, NC no License

 

Ride Now Motors

No Credit. No Problem.

Whether you’re looking for a quick sale or don’t want to deal with the hassle of traditional financing, stop by Ride Now Motors in Charlotte, NC, where you can take advantage of our Buy Here Pay Here financing. 

When an auto dealership offers a Buy Here Pay Here (BHPH) program, that means they offer on-site financing. That allows you greater flexibility in how you finance your next vehicle. These dealerships often have to follow stricter laws that provide you greater protection in your purchase. While some BHPH lots have a poor reputation, these kinds of dealerships can often give you a greater sense of confidence when making your purchase.

If you’re in the Charlotte, North Carolina area, take a short trip over to Ride Now Motors. We’ve developed a reputation for always putting our customers first. Whether you’re browsing our massive selection or looking for a great finance deal, we’re here for you.

Your Past Doesn’t Define Your Future

Getting denied for any kind of loan isn’t easy. That kind of rejection can stay with you for years, even if you turn things around. Everyone makes mistakes with their money, but that doesn’t mean you should carry the weight of those decisions your entire life.

At Ride Now Motors, we understand that life can get tough. We never judge our customers by their credit scores. With our approach to financing, you’ll be given opportunities to buy that you won’t find anywhere else. While a genuine “no credit check” dealership is hard to find, Ride Now Motors is the closest thing you’ll find in Charlotte, NC.

Low Down Payments

Just because you don’t have a lot of cash on hand doesn’t mean you don’t deserve to improve your transportation situation. At Ride Now Motors, you can purchase the perfect vehicle for your needs with a down payment as low as $500.

That’s right; we have a fantastic selection of affordable cars, trucks, and SUVs that you can drive home today with a low down payment. Start your search online, or browse our selection today.

Rebuild Better

If you suffer from low or no credit, buying a vehicle from a Buy Here Pay Here lot could be a step in the right direction. With our easy payment system, you can make your monthly payments right on our website. Every time you make an on-time payment, you’re building better credit. By the time your loan is paid off, you could find yourself with a higher credit score than you could have ever imagined.

Get approved for a loan today by filling out an application right on our website. It only takes two minutes but will start you down a path that will forever improve your future.

 

Why Buy From Ride Now Motors?

Ride Now Motors offers competitive Auto Loans. As Little as $500 Down gets you approved. We have been helping customers buy quality Pre-owned vehicles for over 20 years in the Charlotte metro area. Regardless of Bad Credit, No Credit, Good Credit, First Time Buyers, Slow Pay, Bankruptcy, Divorce, and other credit situations.

Get a GUARANTEED Approval today and apply now!! We are happy to answer any questions you have, please don't hesitate to contact us!

Documents for Approval:

  • Valid Drivers License
  • Your Most Recent Pay Stub
  • A Recent Utility Bill
  • Your Cash Down Payment

Let Ride Now Motors help you get the approval you need. With our Buy Here, Pay Here program, you will drive home in the vehicle of your dreams! Please fill out our online credit application or contact our team to get started on the road with your new-to-you car today!

FIND YOUR USED CAR

Things to Know When Shopping at a Buy Here Pay Here Dealership

While convenient and helpful to buyers in Charlotte, NC and the surrounding areas looking for an easy way to buy a car, there are many things you should know when shopping at a buy here pay here dealership. More specifically, there are things you should watch for and avoid.

Know the History and Condition of the Vehicle You are Buying

You should fully understand the condition of the vehicle you are buying. Make sure to inspect the vehicle you are interested in carefully and ask for the vehicle history report. If the dealership is adamant about not providing the vehicle history report, you can check the vehicle identification number yourself to review its past ownership. However, the refusal itself should be treated as a red flag.

Avoid “Spot Delivery”

Spot delivery is a tactic that an untrustworthy dealership may use to get more money out of customers. This means the dealer will allow someone who isn’t yet qualified for a loan to drive a car off the lot then will later demand more money or a loan renegotiation. Always make sure you are fully qualified for your loan and keep your paperwork on hand before driving a car off the lot. Having a witness with you will also be helpful.

Make Sure You Understand the Loan and Can Afford It

You will need to make sure you have a full understanding of the loan and that you can afford to pay it. Read the fine print and look for any hidden fees that may not have been discussed by the dealer. Before signing, you should calculate how much you can afford to pay each month by exploring the down payments and interest rates being offered.

Can I buy a car without a license near Charlotte NC?

The short answer is: yes. Here in North Carolina, the Department of Motor Vehicles allows the selling of a vehicle to someone without a license. This law originally changed as a way to provide transportation to the elderly or handicapped.

How can I buy a car with no pay stubs?

If you don't have pay stubs, you might be able to use bank statements to show proof of income instead. You'll probably need to hand over at least three months' worth, but it's a good idea to take the past six months of statements with you in case the lender wants to see more.

What is the Carvana process?

Once you've selected the car that you're interested in, we will ask you to choose your method of payment, including if you'd like to use a trade-in as a down payment, and upload documents unique to your purchase. Next, you can choose to add additional coverage or protection to your new car.

Can you get a car with no down payment with good credit?

If you don't have a down payment or a trade-in, you can still get a new car as long as you have a good credit score. (If you're not sure what your credit score is, you can get a free score to find out.) To help reduce your loan costs, start by shopping around for a car loan before you ever visit a dealership.