Transfers made using a PayID or from one Beyond Bank account to another will be processed instantly and the funds will be available within seconds.
For transfers made on a public holiday or weekend, using BPAY or a BSB and account number, the funds will be debited from your account immediately, processed the next business day and will be available to the biller or recipient within 1-2 business days.
All payments except for those listed below, will be processed as normal. However, payments may not be processed where there are insufficient funds in your account or limits are exceeded.
Saturday, 25 December 2021 | Christmas Day (National) | NAB Connect client centre closed |
Monday, 27 December 2021 | Christmas Day - Observed (National) | NAB Connect client centre closed No processing will occur, except fast payments which process 24/7. |
Tuesday, 28 December 2021 | Boxing Day - Observed (National) | NAB Connect client centre closed No processing will occur, except fast payments which process 24/7. |
Saturday, 1 January 2021 | New Year's Day - Observed (National) | NAB Connect client centre closed |
Monday, 3 January | New Year’s Day (National) | NAB Connect client centre closed No processing will occur, except fast payments which process 24/7. |
Monday, 17 January | Martin Luther King Day (USA) | You won’t be able to submit: - Any International payments in USD currency with a value date of 17 January 2022 - Any other currency payments using a RTR or BTC rate source with a value date of 17 January 2022. |
Wednesday, 26 January | Australia Day (National) | No processing will occur, except for fast payments which process 24/7. |
Monday, 21 February | Presidents’ Day (USA) | You won’t be able to submit: - Any International payments in USD currency with a value date of 21 February 2022. - Any other currency payments using a RTR or BTC rate source with a value date of 21 February 2022. |
Monday, 7 March | Labour Day (WA) | No export international trade service for Western Australian customers. |
Monday, 14 March | Eight Hours Day (TAS), Labour Day (VIC), Adelaide Cup Day (SA), Canberra Day (ACT) | - No export international trade service for Northern Territory, South Australian, Tasmanian or Victorian customers. - Export international trade service for Australian Territory Capital customers through our Sydney office will be available as normal. - Any import international trade or international payments for customers in the affected states/territories, will be processed by International Operations Australia as normal. |
Friday, 15 April | Good Friday (National) | NAB Connect client centre closed No processing will occur, except fast payments which process 24/7. |
Monday, 18 April | Easter Monday (National) | NAB Connect client centre closed No processing will occur, except fast payments which process 24/7. |
Tuesday, 19 April | Easter Tuesday (TAS) | All payments including Trade finance and Stop cheque requests sent this Tasmanian only public holiday will be processed as normal. |
Monday, 25 April | ANZAC Day | NAB Connect client centre closed No processing will occur, except fast payments which process 24/7. |
Monday, 2 May | May Day (NT) | No export international trade service for Queensland customers. |
Labour Day (QLD) | ||
Monday, 30 May | Memorial Day (USA) | You won’t be able to submit: - Any International payments in USD currency with a value date of 30 May 2022. - Any other currency payments using a RTR or BTC rate source with a value date of 30 May 2022. |
Reconciliation Day (ACT) | All payments will be processed as normal. | |
Monday, 6 June | Western Australia Day (WA) | No export international trade service for Western Australian customers |
Monday, 13 June | Queen's Birthday (All states/territories except QLD and WA) | - No import international trade or international payments transaction capability value dated Monday 13 June 2022. - Any international payments or import international trade transactions customers sent to NAB after the published cut-off times on Friday 10 June 2022 will be processed the following Tuesday with a payment date of 14 June 2022. - No urgent domestic funds transfer capabilities to other financial institutions available. - No redraw or repayment capability on Business Market Loans and Corporate Market Loans. Please complete requests prior to cut-off times on Friday 10 June 2022 or submit a future dated transaction for processing on Tuesday 14 June 2021. |
Monday, 20 June 2022 | Juneteenth - Observed (USA) | You won't be able to submit: - Any International payments in USD currency with a value date of 20 June 2022. - Any other currency payments using a RTR or BTC rate source with a value date of 20 June 2022. |
Monday, 4 July | Independence Day (USA) | You won't be able to submit: - Any International payments in USD currency with a value date of 4 July 2022. - Any other currency payments using a RTR or BTC rate source with a value date of 4 July 2022. |
Monday, 1 August | Bank Holiday (NSW) | - No redraw or repayment capability on Business Market Loans and Corporate Market Loans. Please complete requests prior to cut-off times on Friday 29 July 2022 or submit a future dated transaction for processing on Tuesday 2 August 2022. - No international payments transaction capability using Real Time Rates or newly booked FX deals value dated 1 August 2022. - There will be no Export International Trade service for New South Wales and Australian Capital Territory customers. - No import international trade value dated Monday 1 August 2022. - The Export International Trade service for Northern Territory customers will be provided as normal by our Adelaide office on Monday 1 August 2022. |
Picnic Day (NT) | ||
Wednesday, 10 August | Royal Queensland Show (Brisbane CBD and metropolitan areas only) | - There will be no Export International Trade service for Queensland customers. - Any import international trade or international payments for Queensland customers on Wednesday 10 August 2022, will be processed by International Operations Australia as normal. |
Monday, 5 September | Labor Day (USA) | You won’t be able to submit: - Any International payments in USD currency with a value date of 5 September 2022. - Any other currency payments using a RTR or BTC rate source with a value date of 5 September 2022. |
Thursday, 22 September | National Day of Mourning | NAB Connect client centre closed No processing will occur, except Fast Payments which process 24/7. |
Friday, 23 September | Friday before AFL Grand Final (VIC) | - No export international trade service for Victorian customers. - Any import international trade or international payments for Victorian customers will be processed by International Operations Australia as normal. |
Monday, 26 September | Queen’s Birthday (most regions of WA) | - No export international trade service for Western Australian customers. - Any import international trade or international payments for Western Australian customers will be processed by International Operations Australia as normal. |
Monday, 3 October | Labour Day (ACT, NSW and SA) | - No redraw or repayment capability on Business Market Loans and Corporate Market Loans. Please complete requests prior to cut-off times on Friday 30 September 2022 or submit a future dated transaction for processing on Tuesday 4 October 2022. - No export international trade service for Australian Capital Territory, New South Wales, Northern Territory, Queensland and South Australian customers. - No import international trade or international payments transaction capability value dated Monday 3 October 2022. - Any international payments or import international trade transactions customers sent to NAB after the published cut-off times on Friday 30 September 2022 will be processed the following Tuesday with a payment date of 4 October 2022. |
Queen’s Birthday (QLD) | ||
Thursday, 6 October | Royal Launceston Show (Launceston and surrounding towns only) | The export international trade service for Launceston customers will be available through our Melbourne office as normal. |
Monday, 10 October | Columbus Day (USA) | All international payments requiring a currency exchange rate should be submitted with a payment date of either Friday 7 October 2022 or Tuesday 11 October 2022. |
Thursday, 20 October | Royal Hobart Show (Hobart and surrounding towns only) | The export international trade service for Hobart customers will be available through our Melbourne office as normal. |
Tuesday, 1 November | Melbourne Cup (VIC) | - There will be no export international trade service for Tasmanian or Victorian customers. - Any import international trade or international payments for Victorian customers will be processed by International Operations Australia as normal. |
Friday, 11 November | Veterans Day (USA) | You won’t be able to submit: - Any International payments in USD currency with a value date of 11 November 2022. - Any other currency payments using a RTR or BTC rate source with a value date of 11 November 2022. |
Thursday, 24 November | Thanksgiving (USA) | You won’t be able to submit: - Any International payments in USD currency with a value date of 24 November 2022. - Any other currency payments using a RTR or BTC rate source with a value date of 24 November 2022. |
Monday, 26 December | Christmas Day - Observed (National) | No processing will occur, except fast payments which process 24/7. |
Tuesday, 27 December | Boxing Day (National) | No processing will occur, except fast payments which process 24/7. |
Monday, 2 January 2023 | New Year’s Day (National) | No processing will occur, except fast payments which process 24/7. |
For Daylight Savings information refer to the the payment cut off information.
Tips to ensure beneficiaries receive their funds on the nominated date of payment:
1. Future Date Your Payments
- BPAY, fast, direct credit, direct debit, domestic and payroll payments can be submitted up to 90 days in advance.
- International ‘bank to convert’ payments can be submitted up to three business days in advance. Please note that this is dependent on the rate source used.
2. Submit your payments early
Ensure you have submitted and fully authorised your payments in advance.
Refer to the payment cut off times for more information.
NAB Connect Client Centre
We’d like to let you we’re available on 1300 888 413 (option 1) Monday to Friday between 7.30am and 8pm AEST/AEDT and Saturday between 9am and 2pm AEST/AEDT to assist with product support.