Our OMNIA Health Plans give you affordable access to quality doctors and hospitals, all for a competitive monthly premium.
With the three OMNIA options — OMNIA Bronze, OMNIA Silver, and OMNIA Gold — there’s no requirement to select a Primary Care Physician, or referrals needed to see participating specialists. You’ll also benefit from lower copayments and deductibles (and in some cases, no deductibles), when using OMNIA Tier 1-designated doctors, hospitals and other health care professionals.
BRONZE
- Offers lowest monthly premium but highest out-of-pocket costs
- On average, pays for 60% of covered medical expenses, while you pay 40%
- Money-saving subsidies may be available
- A good choice if you don’t expect to use a lot of medical services
SILVER
- Offers a balance of low premiums and lower out-of-pocket costs
- On average, pays for 70% of covered medical expenses, while you pay 30%
- Money-saving subsidies may be available
- A good choice for families and individuals looking for a well-rounded plan
GOLD
- Offers a higher monthly premium, but lower out-of-pocket costs
- On average, pays for 80% of covered medical expenses, while you pay 20%
- Money-saving subsidies may be available
- A good choice if you expect to use a fair amount of medical services
You can also compare Horizon Advantage EPO plans to see if they fit your needs.
NEW! Get Your Care on the Go: The Horizon NJ Health App — connecting you to care and support wherever you are. Text NJHLTH to 422-27 to download today.
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Our PlansNJ FamilyCare
NJ FamilyCare allows eligible children, single adults and families to get affordable, quality health care through Horizon NJ Health.
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One of the Largest Provider Networks in New Jersey
We have one of the largest networks of doctors, hospitals and specialists in New Jersey.
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Free OTC At-Home COVID-19 Tests
The Federal government launched covidtests.gov where each household can order a one-time shipment of 4 free OTC at-home COVID-19 tests.
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Products and services are provided by Horizon Blue Cross Blue Shield of New Jersey, Horizon Insurance Company, Horizon Healthcare of New Jersey, and/or Horizon Healthcare Dental, Inc., each an independent licensee of the Blue Cross Blue Shield Association. Communications may be issued by Horizon Blue Cross Blue Shield of New Jersey in its capacity as administrator of programs and provider relations for all its companies. The Blue Cross® and Blue Shield® names and symbols are registered marks of the Blue Cross Blue Shield Association. The Horizon® name and symbols are registered marks of Horizon Blue Cross Blue Shield of New Jersey.
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