How to add money to Apple Cash

Q: Why cant I add money to Apple cash?

Your account may be locked if theres suspected fraud on the account, or if additional security checks need to be completed. If your account is locked, you cant use Apple Cash to make purchases, send or receive money, add money to your account, or transfer money to your bank.

When you set up Apple Cash you can send and receive money in Messages or Wallet, or make purchases using Apple Pay.1

Table of Contents Show

What you need
How to set up Apple Cash
Why can't I add money to Apple cash?
How do I add money to Apple Pay without debit card?
Is Apple Pay and Apple cash the same?

What you need

Be at least 18 years old and live in the United States.
Have a compatible device with the latest iOS, iPadOS, or watchOS.
Set up two-factor authentication for your Apple ID.
Sign in to iCloud with the same Apple ID on any device that you want to use to send or receive money.
Add an eligible debit card in the Wallet app, so you can send money.

How to set up Apple Cash

Open the Settings app on your iPhone or iPad.
Scroll down and tap Wallet & Apple Pay.
Turn Apple Cash on.
Under Payment Cards, tap Apple Cash.
Tap Continue, then follow the instructions on your screen.

When someone sends you money, it's automatically and securely kept on your Apple Cash card. Your new Apple Cash card can be found in the Wallet app.

If you want to set up Apple Cash for a family member that's under 18 years old, learn how to set up Apple Cash Family. If you're under 18 years old, your Family Sharing organizer can set up Apple Cash for you with Apple Cash Family.

If you turn off Apple Cash for any one device, you can still use Apple Cash on other devices where you’re signed in with your Apple ID.

Learn more

There’s no fee to send, receive, or request money using Apple Cash.
Setting up Apple Cash doesn't affect your credit and won’t be impacted by any credit freezes.
To protect your account, you might be asked to verify your identity at certain points when using Apple Cash. If you don't want to provide this information, you won't be able to use the full functionality of Apple Cash. Learn how to verify your identity.
Learn about the minimum and maximum amounts that you can send, receive, transfer, and more.

Apple Cash services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.
You can't use person to person payments with Apple Cash for any business-related activities, such as operating a business or paying employees.
Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. Apple Card is available only in the United States.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.

Published Date: October 24, 2022

Why can't I add money to Apple cash?

Your account may be locked if there's suspected fraud on the account, or if additional security checks need to be completed. If your account is locked, you can't use Apple Cash to make purchases, send or receive money, add money to your account, or transfer money to your bank.

How do I add money to Apple Pay without debit card?

How to Add Money to Apple Pay Without Debit Card: Use a Credit Card.

Go to the app drawer and open the Wallet app on your iPhone..

Now, select the Apple Cash Card on your iPhone Wallet app..

On the Apple Cash Card, you'll find an option that says Add Money. ... .

Enter an amount of money that you want to add to Apple Cash..

Is Apple Pay and Apple cash the same?

Apple Cash uses Apple Pay to make shopping fast, safe, private, and easy. Since Apple Pay is accepted by over 85 percent of retailers in the U.S., there's almost no end to where and how you can shop with your Apple Cash card — whether you're in a store, online, or in an app. It's your money, made modern.