How to make 3k a month Reddit

Saying "options are gambling" doesn't mean anything. By that yardstick, driving a car is gambling and the stakes are death.

There is no safe way to do it.

If safe means 0% chance of loss for all time, I agree, but is that what safe means? And again, by that yardstick, nothing is safe. Walking down the street with money in your pocket isn't safe.

When words don't have practical application, they lose instructive value and end up just being hyperbole.

My lease has been terminated and my wife, one year old and I need a place to move to. The only issue is that we have no savings, I know tsk tsk, and I'm in need of money fast. Outside of anything illegal, how can i make that much money, in such a short period of time. Hope to hear some great ideas and thank you guys for the help.

Edit: I live in California. My wife is a stay at home mom. I work as a preschool teacher. I just recently got my license so Uber and Lyft are out of the question. (You need to be a licensed driver for about two years)

Edit#2: so my wife and I have talked at length about our options and my job is opening a position which she will be applying and we will be putting our son at the same school. Hopefully she gets the job and we can get it off this mess pronto. Thank you all for your kindness and your words of wisdom and encouragement.

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I am a 20something who just started my career. I consistently make approx 3k per month. I am wondering how to allocate my income.

The reason I have no expenses (no rent, no car, no phone/internet/utility bills, don't have to pay for groceries) is because I live with my parents. They don't ask me to pay for anything for the household. Many people may find this crazy, but this is culturally normal for my family and my parents do well for themselves and don't need me to pay for rent or groceries. I do want to eventually move on my own in the next few years, but for now want to enjoy how much I can save by living with my family. I don't pay for a car because I can share with a family member now since nobody is going anywhere much. Once things open up more after COVID I may have to get a lease.. but for the near future I have no car payment.

The only thing I have to pay are my student loans of which I have about 25k left with an interest rate of 1.5%. I have 5 years to pay them off. I have been putting 1k per month on these loans (the minimum payment is about $500).

A little about me- I enjoy fashion, beauty, shopping, food, travel & going out. But I don't consider myself a frivolous spender. I wait for sales and plan the vast majority of my purchases (I never impulse buy). With COVID I am trying to train myself that I don't need to spend on as many "fun" things. Also, I have a small side hustle which can earn me a couple hundred cash per month and usually use that cash as fun money.

Anyways, this brings me to my question. If you were me how would you allocate this income?

Right now I am doing the following monthly:

• about 1k per month towards student loans

• $800 into Ally savings account

• $600 "spending/fun money" budget

This leaves a good chunk of money leftover. I plan to start a Roth IRA in the next month or so. How much should I contribute to it? I was thinking about $300 per month... that would still leave me with an extra $300 with those dollars having no job to do. Should I contribute more to my loans, Roth IRA, or savings?

I realize I am in a unique situation and as a young woman in her 20s I want to use this to set myself up well in the future. I also know that I want to make much more monthly in the future, I don't plan on being at my current job for more than a couple years.

I just got a new job where I only work 2 days a week. I make anywhere between 2,500-3,000 a month after taxes. I can definitely get another job if needed but I have never lived alone and it feels scary to make the jump.

Im looking at places in the 1,000-1,200 range without including utilities. Do you all think I can afford that ? Before this I was paying 450 not including utilities and making between 600-1000 and I felt like that was tight but okay. This is to show my regular quality of life budget 😂

If youve ever lived alone or paid this much rent on a working class income let me know please !

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