This question is about Comenity Credit Card Reviews
@m_adams • 05/29/21 This answer was first published on 05/28/21 and it was last updated on 05/29/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial
and user-generated content is not provided, reviewed or endorsed by any company. The Comenity Bank credit cards that are easy to get are the ones that require fair credit for approval. That means you’ll need a score of about 640 or higher. And since the average person’s credit score is about 40 points above that, these cards are well within reach for most of us. Unfortunately, Comenity Bank doesn’t offer
any cards for people with bad credit, so its cards aren’t quite as easy to get as secured credit cards, for example. It’s also important to note that Comenity Bank specializes in store cards, which you’ll only be able to use at one (or sometimes a few) specific retailers. As you can see, these cards charge $0 annual fees, and all of them provide nice perks at their respective retailers. Comenity Bank also has quite a few store cards that require good credit for approval. They include cards tied to Orbitz, Williams
Sonoma, Loft and Westgate Resorts. But if your score is below 700, it’s best to just stick with the cards for fair credit. Maria Adams, Credit Cards Moderator
Here are some Comenity Bank credit cards that are easy to get:
Austin Evans, Member
@jabbathehut_1 • 07/06/18 This answer was first published on 07/06/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
The easiest Comenity Cards to get are the ones you can use the shopping cart trick on as they are not checking your credit. Out of the cards, this trick works on Victoria’s Secret & Overstock - as they're the easiest to get the pop up on.
Francine Yates, Member
@francine_yates • 03/16/18 This answer was first published on 03/16/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
The store cards that they issue are the easiest ones, since all store cards go for the 640'ish requirement.
Answer Question
People also ask
How can I cancel my Comenity Bank credit cards online?
You can cancel a card issued by Comenity
Bank by calling the number on the back of the card and asking. It's always a good idea to think about whether cancelling is a wise move, especially if you have a card that doesn't have an annual fee.
A cancelled credit card will increase your credit utilization and reduce your average account age, and thus may affect your credit score.… read full
answer
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