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The Capital One QuicksilverOne Cash Rewards Credit Card is a solid pick for those with fair credit looking to improve their scores and earn cash-back rewards in the process. Although it has a $39 annual fee, it offers an unlimited 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel, and the possibility of a higher credit line after as little as six months of card membership.
Capital One QuicksilverOne Cash Rewards Credit Card
Earn Unlimited 2x miles on every purchase, every day. Earn Unlimited 2x miles on every purchase, every day
Petal® 2 “Cash Back, No Fees” Visa® Credit Card
Limited/Fair/Good/Excellent
16.74% - 30.74% (Variable)
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Is the Capital One QuicksilverOne Cash Rewards Card for You?
The Capital One QuicksilverOne Cash Rewards Credit Card is a worthwhile choice for those with average credit looking for a simple and straightforward cash-back credit card. Even though it has an annual fee, most cardholders will likely spend enough to break even on the fee and score some additional savings.
But if your credit is badly damaged, you may not qualify for this card. And anyone who can’t stomach the thought of paying an annual fee on a credit card can find an option that’s a better fit.
Fair (300-669) Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Credit Rating Requirement:
Fair/New to Credit Under(669) Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Credit Rating Requirement:
New/Rebuilding Under(579) Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Welcome Offer:
N/A
Welcome Offer: Circle with letter I in it. Discover will match all the cash back you’ve earned at the end of your first year.
Cashback Match
Welcome Offer: Circle with letter I in it. Discover will match all the cash back you’ve earned at the end of your first year.
Cashback Match
Rewards Program:
1.5% cash back
Rewards Program: Circle with letter I in it. 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply Earn unlimited 1.5% cash back on every purchase, every day
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Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply Earn unlimited 1.5% cash back on every purchase, every day
Annual fee
$0
Intro offer
$200
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Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
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Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Regular APR
19.24% - 29.24% (Variable)
Recommended Credit Score
Good to Excellent (670 – 850)
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A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.