Apply for Bank of America Prepaid Card

Stopping criminals Sometimes criminals will try to trick individuals into disclosing personal information in a text, email or on a phone call. Phony emails may direct you to a fraudulent website that looks like a Bank of America website. These phony emails may even ask you to call a phone number and provide account information. Please remember that:

  • Bank of America will never ask you in an email or text to disclose any personal information, such as your Social Security Number, PIN (Personal Identification Number) or Prepaid Card Number
  • Offers that sound too good to be true often are. You may be asked to fill out a short survey in exchange for money being credited to your account at the account number you provide. Bank of America will never request your information in this way
  • Claims that your account may be closed if you fail to confirm, verify or authenticate personal information are not from Bank of America

If you receive a suspicious email or are directed to a website that also looks like Bank of America, report it to [email protected] and then delete the suspicious email.


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Apply for Bank of America Prepaid Card

Your funds are eligible for FDIC insurance. Your funds are insured up to $250,000 by the FDIC in the event Bank of America, N.A. fails, if specific deposit insurance requirements are met. See fdic.gov/deposit/deposits/prepaid.html for details. In the event Bank of America, N.A. fails, the FDIC may require information from you, including a government identification number, to determine the amount of your insured deposits. If you do not provide this information to the FDIC access to your insured funds will be delayed.

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A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

With the Bank of America Commercial Prepaid Card, you can purchase goods and services, make purchases online, or pay bills. Get instant access to your funds 24 hours a day, 7 days a week anywhere Visa or Mastercard is accepted.

Convenience

  • Use the card for purchases everywhere that Visa or Mastercard debit cards are accepted
  • Withdraw cash at any Visa layer, Mastercard layer or Cirrus ATM

Security

  • No need to walk around with large amounts of cash. If you lose your card it can be easily replaced.
  • With our Zero Liability policy, you may incur no liability for unauthorized transactions if we are notified of loss or theft within a reasonable period of time.

Instant account info

  • Available online 24 hours a day, 7 days a week or through an automated voice response system.

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Can I get a prepaid card at Bank of America?

With the Bank of America Commercial Prepaid Card, you can purchase goods and services, make purchases online, or pay bills. Get instant access to your funds 24 hours a day, 7 days a week anywhere Visa or Mastercard is accepted. No need to walk around with large amounts of cash.

How to apply for a Bank of America prepaid card?

How to apply for Bank of America CashPay Prepaid Visa.
Visit the Bank of America website..
Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN..

How long does it take to receive Bank of America prepaid card?

It can take 7 to 10 business days to receive your card in the mail. To activate a new card, use one of the following methods: Online - Visit the Bank of America debit card website and select Activate My Card. By phone - If you are calling from within the United States, call 1-866-692-9374 or 1-866-656-5913 (TTY).

How do I get a Bank of America virtual card?

Unfortunately, you cannot get a Bank of America virtual credit card. The Bank of America does not offer virtual credit card numbers, and there are currently no indications this will change anytime soon. However, Bank of America cardholders can still get a virtual credit card through the payment system Click to Pay.