Can I use my phone to pay at Home Depot?

Big box retailer Home Depot is ramping up its mobile strategy by testing a PayPal-enabled mobile payment solution at select stores.

The news marks Home Depot as the first retailer to sign on with PayPal as part of a bigger initiative from Paypal to bridge online and in-store traffic for retailers. The program has been in use since early December in five Home Depot locations in the United States and utilizes PayPal’s point-of-sale mobile payment service.

“Retail is changing with the emergence of these technologies that blur the lines between online and offline,” said Anuj Nayar, director of communications for PayPal, San Jose, CA.

“Mobile payments is only one small change that retailers need to compete in with in order to match what consumers are doing in stores, including bar code scanning and price comparing,” he said.

Mobile home
Home Depot is the first retailer to be announced from PayPal’s new mobile payment solution to help retailers integrate mobile payments at point-of-sale stations.

PayPal is reportedly working with 20 retailers on the initiative and has plans to release the names of other retailers in the following months.

The PayPal-enabled program lets consumers pay for items by using the PayPal mobile wallet.

Users can either enter their phone number at check-out on a kiosk to have the bill sent to their carrier’s account bill. Consumers can also pay via a PayPal-issued credit card that connects with their phone account number.

The program also has tentative plans to extend to other Home Depot locations if the test trial is successful.

Payment war
PayPal has been aggressively pursuing mobile payments recently to claim its piece of the mobile pie.

For example, in December PayPal tested a NFC-enabled mobile app in two retail locations in Sweden (see story).

Mobile payments are a hot item, but until recently it has been difficult for retailers to get behind the technology.

PayPal’s push for mobile payments in 2012 might be a response to Google Wallet, which let numerous retailers and brands in 2011 with mobile payments.

However, some experts believe that mobile payments still have a way to go to get consumers on board and will be more driven by NFC-enabled mobile devices.

“In the long-term, NFC phones will become more pervasive and normal credit cards will be mobilized,” said Drew Sievers, CEO of mFoundry, Larkspur, CA.

Mr. Sievers is not affiliated with PayPal or Home Depot. He commented based on his expertise on the subject.

“A mobile payment has to have a very rich incentive for a consumer to latch on to, and merchants need to layer on relevant offers and deals in order for them to stick around,” Mr. Sievers said.

Final Take
Lauren Johnson is editorial assistant on Mobile Commerce Daily, New York

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I buy all my furniture and hardware from Home Depot.

It’s convenient because of local availability, varied product range, and pricing.

The last time I was there, I did not have my wallet on me and decided to use Apple Pay.

Everyone accepts Apple Pay, right?

Well, Home Depot doesn’t.

Instead, here’s how you can pay at their stores. 

Home Depot does not take Apple Pay as a valid payment option at their stores or online. You can use cash, check, PayPal, or Credit/Debit card to make a purchase at their stores. 

Can I use my phone to pay at Home Depot?

Home Depot did accept payments from Apple Pay at its stores up until 2012. However, they stopped doing this.

The only plausible reason for this departure from Apple Pay is that back in January 2012, Home Depot partnered with PayPal to allow their customers to make payments through this digital wallet.

Since Apple Pay and PayPal both provide payment services, Home Depot decided to go with one of them and chose PayPal as their payment partner. 

Can I Pay Contactless at Home Depot?

Can I use my phone to pay at Home Depot?

Even though Home Depot does not accept Apple Pay as a valid payment option, you can still opt for contactless payment, whether online or in-store. 

Online

All online payments for your Home Depot purchases through their website or app are contactless.

You just need to input your card details at the payment gateway at the end of your purchase.

Home Depot accepts all major cards, including Visa, MasterCard, American Express, and Discover.

You can also use your PayPal account to make these payments. 

In-Store

When it comes to their stores, Home Depot only accepts contactless payments via PayPal’s mobile payment option.

You have to use the PayPal digital wallet to complete your purchase at any of their stores.

Initially, it was not possible to make payments at Home Depot with your phone.

But in 2017, they were the first retailer to be announced in PayPal’s new mobile payment option. 

What Other Payment Methods Does Home Depot Accept?

Can I use my phone to pay at Home Depot?

In addition to the above-mentioned contactless payment methods, Home Depot provides several physical modes of payment. 

Cash

Many people use cash for their Home Depot purchases due to a lack of additional fees.

Just walk into your local Home Depot store, fill a cart with the items you want, and pay with cash at the checkout counter. 

Check

Home Depot also accepts personal or business checks as a physical payment option.

However, remember that you will have to present an authentic photo ID for confirmation. 

Credit/Debit Cards

You can use your credit/debit card to make a payment at Home Depot stores.

There is also the ‘PayPal Cash Card’ option. It’s a debit card that withdraws money from your PayPal balance.

Furthermore, Home Depot have their own credit cards, which allow you to avail of various benefits, including special perks and deals.

However, these cards cannot be used for online purchases except on the app. 

Home Depot Alternatives that Accept Apple Pay

Can I use my phone to pay at Home Depot?

Various stores across the United States accept Apple Pay as a valid payment option, ranging from hardware and grocery stores to hotels and restaurants.

Here are some of the Home Depot alternatives that accept Apple Pay: 

  • Ace Hardware
  • Bed Bath & Beyond
  • Costco
  • Meijer
  • Best Buy
  • Target 

Final Thoughts

Home Depot does not accept payments made through Apple Pay as of now.

But you can use cash, credit/debit cards, checks, and PayPal to purchase their products.

However, if you want to opt for a no-contact payment option, it’s best to use Home Depot’s website or app.

For in-store purchases, you can use PayPal’s digital wallet for contactless payment. 

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Frequently Asked Questions

Does Home Depot accept mobile pay?

Yes, Home Depot accepts mobile pay. Home Depot was the first partner to be announced in PayPal’s mobile payment option around 2017. 

Does Home Depot take Afterpay?

No, Home Depot does not offer Afterpay as a payment option. 

Can I pay at Home Depot with phone?

Home Depot launches mobile payments to streamline checkout | Retail Dive.

What forms of payment does Home Depot take?

We can accept VISA, MasterCard, American Express, Discover and PayPal. Neither The Home Depot Consumer Credit Card nor The Home Depot Commercial Revolving Charge Card can be accepted as payment for an eGift Card purchase because this site is operated by The Home Depot's third-party partner, CashStar.

Can I pay with my iPhone at Home Depot?

Conclusion. Home Depot does not accept Apple Pay in its stores or for online transactions. You can only use PayPal after the two companies entered into a partnership agreement, excluding the use of other contactless payments at Home Depot.

Does Home Depot use contactless payment?

Yes, Home Depot takes contactless payments, mainly through its website and app. Although it has NFC terminals at certain locations, it only accepts PayPal contactless payments via the Home Depot app. To pay at Home Depot with PayPal, you either use its app, your PayPal Cash Card, or PayPal credit card.