Cheap auto insurance no license

Can You Get Car Insurance Without a License?

Cheap auto insurance no license
You might be worried that it’s difficult to get car insurance with no license, but The Hartford is here to help. You don’t have to be a licensed driver to insure your car, and we can help you purchase car insurance for your specific needs.

You can count on The Hartford to be there when you need us most. In fact, since 1984, The Hartford has been protecting AARP members and their families with the AARP® Auto Insurance Program from The Hartford.1  During this time, we’ve earned a record of high customer ratings for claims services and we’re proud to serve our customers well.

Why You Might Need Car Insurance Without a License

Cheap auto insurance no license
There are many situations where you might need car insurance without a driver's license. Even if you don’t have a driver’s license, you may made need auto insurance if:

  • You are unable to drive yourself. Perhaps your age or disability prevents you from being able to drive a car. However, if someone provides you transportation in your car, you’ll need insurance. And if you have one person who uses your car regularly, you’ll need to insure the primary driver.
  • You own a car that is vintage or a collector’s item. Why would a car need insurance with no driver? Well, even if you aren’t going to drive the car, you may want to get classic car insurance to protect it from damages and theft.
  • You are insuring a driver under 18 or someone with a learner’s permit. Minors cannot enter into legally binding contracts. So, you may need to purchase car insurance for a driver under 18, or someone with their learner’s permit, even if you won’t be driving the motor vehicle yourself.
  • You are a new driver. It may be required that you show proof of insurance coverage to be able to get a valid driver’s license.

Can You Get Car Insurance With a Suspended License?

Cheap auto insurance no license
If you have a suspended or restricted license because of your driving record, a DUI or an at-fault accident where you didn’t have car insurance, you will need coverage to receive a license reinstatement. You’ll need to prove to the department of motor vehicles that you have purchased the minimum required coverage. All state auto insurance minimum coverage requirements are different. Your insurance carrier will need to submit an SR-22 form, also known as a “certificate of financial responsibility” to confirm your coverage.

How Do You Get Car Insurance Without a Driver's License?

Car insurance companies may flag those without a license as high-risk drivers, but you can still get car insurance without a license. You’ll want to find the best car insurance policy for your specific needs. If you won’t be driving, you can get quotes by listing the name and license number of the primary driver of your car.

Common Questions About Getting Car Insurance With No License

Do I Need a US Driver's License to Get Car Insurance?

This will vary depending on your state’s rules. You may be charged a higher premium if the insurance company is unable to view your driving record from out of the country.

Does Your Insurance Go Up if Your License is Suspended?

It is possible that insurance rates could increase for those that have had a suspended license and are considered high risk drivers because of their driving history.

Can Unlicensed Drivers Get Full Coverage Insurance?

Yes, but having full coverage car insurance doesn’t protect you from everything. For instance, your insurance carrier won’t cover a claim from someone driving your car without a license. Auto insurance is available to you and can cover your car if someone else is driving it or if you own a classic car that you don’t plan to drive. Just remember, having insurance doesn’t make it legal to drive a motor vehicle without a valid driver’s license.

Can You Buy a Car With a Suspended License?

There is no law that says you cannot buy a car without a license or with a suspended license. In order to register your new car, you’ll need a photo ID and proof of insurance. You will then need a license or a learner’s permit if you plan to drive your new car.

Can You Get a License Plate Without a License?

It is possible to get a license plate without a license. You’ll need to register your car with your state’s Department of Motor Vehicles. To register your car, your state will require proof of insurance even if you don’t have a valid driver’s license.

To learn more about getting car insurance without a license, speak with our representatives at 888-413-8970 today.

Can I insure car without driving licence?

Can I register and insure my car without a driving licence? Yes, you can buy, register and insure your car. However, the DL is a mandatory document while registering a claim due to an unfortunate accident. The insurance company requires the driver's DL before they can review and approve the claim.

Which insurance company does not ask for driving license?

The best car insurance companies that don't ask for a license are The Hartford and GEICO.

Can I get insurance without my license number?

You aren't legally obliged to provide your driving licence number when you get a car insurance policy. But you need to give insurers details about your driving entitlement and history. It's still possible to self-declare this information. However, some insurers may not provide cover if you aren't willing to share it.

Can you get car insurance without a license in Virginia?

If you don't have a valid driver's license and cannot provide a valid driver's license number, you won't be able to finalize a policy. Use a borrowed car for work. A commercial non-owner policy might be better suited to this situation. If you drive a company car, the vehicle likely has enough coverage.