Horizon Blue Cross Blue Shield New Jersey

Our OMNIA Health Plans give you affordable access to quality doctors and hospitals, all for a competitive monthly premium.

With the three OMNIA options — OMNIA Bronze, OMNIA Silver, and OMNIA Gold — there’s no requirement to select a Primary Care Physician, or referrals needed to see participating specialists. You’ll also benefit from lower copayments and deductibles (and in some cases, no deductibles), when using OMNIA Tier 1-designated doctors, hospitals and other health care professionals.

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Our OMNIA Health Plans give you affordable access to quality doctors and hospitals, all for a competitive monthly premium.
Here when you need us the most
Our PlansNJ FamilyCare
One of the Largest Provider Networks in New Jersey
Free OTC At-Home COVID-19 Tests
Member Handbooks
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Is Horizon Blue Cross Blue Shield the same as Horizon NJ Health?
Is Horizon NJ Blue Cross Blue Shield?
What kind of insurance is Horizon NJ?
Is Horizon NJ Medicare or Medicaid?

BRONZE

Offers lowest monthly premium but highest out-of-pocket costs
On average, pays for 60% of covered medical expenses, while you pay 40%
Money-saving subsidies may be available
A good choice if you don’t expect to use a lot of medical services

SILVER

Offers a balance of low premiums and lower out-of-pocket costs
On average, pays for 70% of covered medical expenses, while you pay 30%
Money-saving subsidies may be available
A good choice for families and individuals looking for a well-rounded plan

GOLD

Offers a higher monthly premium, but lower out-of-pocket costs
On average, pays for 80% of covered medical expenses, while you pay 20%
Money-saving subsidies may be available
A good choice if you expect to use a fair amount of medical services

You can also compare Horizon Advantage EPO plans to see if they fit your needs.

NEW! Get Your Care on the Go: The Horizon NJ Health App — connecting you to care and support wherever you are. Text NJHLTH to 422-27 to download today.
*Rates from your wireless carrier may apply.

Here when you need us the most

Our PlansNJ FamilyCare

NJ FamilyCare allows eligible children, single adults and families to get affordable, quality health care through Horizon NJ Health.

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One of the Largest Provider Networks in New Jersey

We have one of the largest networks of doctors, hospitals and specialists in New Jersey.

Find a Doctor

Free OTC At-Home COVID-19 Tests

The Federal government launched covidtests.gov where each household can order a one-time shipment of 4 free OTC at-home COVID-19 tests.

GO TO COVIDTESTS.GOV

Member Handbooks

Find important information about your benefits.

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Products and services are provided by Horizon Blue Cross Blue Shield of New Jersey, Horizon Insurance Company, Horizon Healthcare of New Jersey, and/or Horizon Healthcare Dental, Inc., each an independent licensee of the Blue Cross Blue Shield Association. Communications may be issued by Horizon Blue Cross Blue Shield of New Jersey in its capacity as administrator of programs and provider relations for all its companies. The Blue Cross® and Blue Shield® names and symbols are registered marks of the Blue Cross Blue Shield Association. The Horizon® name and symbols are registered marks of Horizon Blue Cross Blue Shield of New Jersey.

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Is Horizon Blue Cross Blue Shield the same as Horizon NJ Health?

Headquartered in West Trenton, NJ, Horizon NJ Health is wholly owned by Horizon Blue Cross Blue Shield of New Jersey.

Is Horizon NJ Blue Cross Blue Shield?

Horizon BCBSNJ is an independent licensee of the Blue Cross and Blue Shield Association serving more than 3.8 million members.

What kind of insurance is Horizon NJ?

Our PlansHorizon NJ TotalCare (HMO D-SNP) It covers all Medicare and Medicaid benefits, plus additional features and services all at no cost to you. With one easy plan, from a name you trust, you get a team of doctors, specialists and Care Managers working together just for you.

Is Horizon NJ Medicare or Medicaid?

Horizon NJ TotalCare (HMO D-SNP) is an HMO Medicare Advantage Dual Eligible Special Needs plan with a Medicare contract and a contract with the State of New Jersey Medicaid Program.