How to check whether a bank account is active or closed | How to check if My Bank Account is Active or not | How to Know if Bank Account is Active or not | How To Check My Bank Account Is Active Or Not In HindiIn this article, we will know how to find out whether bank account is active or closed, in how many days and why the bank account is closed and how to restart the closed bank account, so let’s get complete information about all these. Show
 How to know if Bank Account is Active or Closed How to know whether a Bank Account is active or closed | How to Check if Bank Account is Active or notGenerally, due to non-compliance of some necessary guidelines of banks, the bank account of that account holder is deactivated by the bank, in which case the transaction in the account gets interrupted. What is a Dormant Account | Meaning of Dormant AccountWhat is a Dormant Account: Dormant means inactive. If no transaction has been done in a bank account for 12 months (1 year), then that bank account is deactivated by the bank. Similarly, if there is no transaction in the bank account for 24 months (2 years) or the account is inactive, then the bank puts that bank account in the category of dormant account. Thus, if your bank account has become dormant or inactive, you cannot do any future transactions in that account until you reactivate that bank account, even if the balance exists in that account. Read also: Know how to add nominees online in your PF account? In how many days does the bank account get closed | When is the bank account closedIn today’s time, almost everyone has their own bank account, but due to some of our ignorance, that bank account is deactivated by the bank. In this way, having an inactive bank account, we are neither able to do any kind of amount transaction nor get the benefit of any kind of government scheme. How to know whether a bank account is active or closedIn fact, no bank itself ever closes the bank account of any account holder, unless the account holder himself gets his bank account closed. If a bank account holder has not done any kind of transaction in his bank account for 12 months, then the bank can deactivate that account as per its policy, never closes. Apart from this, your bank account can be deactivated even if there is no KYC update in the bank account. Let us know how to find out if your bank account is active or closed and what to do if the account is closed or how to revive the closed account. Read also: Know what is E-Shram Card and what are its benefits. 5 Steps: How to know whether the bank account is active or not | How to know if Bank Account is Active or notYou can access your bank account information in the following ways:
You can get your bank account information, whether your bank account is active or closed, by any of the above-mentioned methods. Let us get a brief idea about these methods. How to know Bank Account is active or closed with Aadhar card | How to know Bank Account is Active or not using Aadhaar CardIf your bank account is linked with your Aadhar card and you want to know whether that bank account is active or not, then for this you will follow the following steps: 1) First of all we have to go to the official website of UIDAI, for this click on the link given below. https://uidai.gov.in/ 2) Now click on the Aadhaar Services option given on the home page of UIDAI. 3) After this you get the option of Aadhaar Linking Status, in this, you will click on Check Aadhaar / Bank Linking Status. Adhar-Bank-Linking-Status-Check 5) After this you have to correctly type the captcha code given on the screen. 6) Now you will click on the option Send OTP given below and a message will be received on the mobile number linked with your Aadhar card, in which you will receive an OTP. 7) Now you have to type in the Enter OTP / TOTP option given below, which is valid only for 10 minutes. 8) Now click on the submit button given below. Now you can check the status of the bank linked with your aadhar card, in which your aadhar number, bank linking status, bank linking date and bank name is displayed. Here if Bank Linking Status shows Active, it means that your bank account is active or active. Read also: Easily find out the member id of your PF account. To get Bank Account details by talking to bank customer care executive | Bank customer care toll free number 2022Every Bank has its bank customer care toll-free numbers, which can be used by the bank account holder at any time during the bank’s tenure to get information or solution related to his bank account, as well as to lodge any complaint. could. If you want to know whether your bank account is active or has been deactivated, you can get the same information by calling your bank customer care number. For this, you have to give some details of your bank account to the customer care executive, such as your name, bank account number, bank branch name, etc. After this, the customer care officer immediately checks your bank details and tells whether your bank account is active or inactive. Note: Do not share your Bank account details with any other person, otherwise you may be cheated. Customer care toll-free numbers of all banks are being given here, which are as follows:- Axis Bank – 18004195959 or 18004196969 Receive Bank Account information through Internet Banking, PhonePe or PaytmIf you have got your ATM card issued by a bank and its validity is not yet expired, that is, your bank ATM card is active, then you can get your bank account information with the help of Internet Banking as well as PhonePe, GooglePe, or Paytm. You can check whether your bank account is active or not. internet banking accessIf you have a bank ATM card, then you can easily use Internet Banking, PhonePe, GooglePe, or Paytm etc., for which you have to create an account of your own. You can then access them from home and get all your bank account transactions as well as all its information online easily. If you want to know whether your bank account is active or closed, then for this you can transfer or call for some money to any person using internet banking or any one of the methods like phone pay, google pay and Paytm. If you are able to transact money by these methods, then it means that your Bank Account is active. Similarly, if you are unable to transact money using these, it means that your bank account has been deactivated. Getting Bank Account Information from ATM Debit CardIf you have a Bank ATM Debit Card and it is active, then you can easily get your bank account information, whether it is on or off. For this, you have to withdraw some money from your nearest bank ATM machine. If you are successful in getting cash from an ATM machine, it means that your bank account is active. Similarly, if the money is not withdrawn, then on the screen of the ATM machine, you are also told the reason for not withdrawing the money. Receive bank account information from your bank branchIf by the above methods you are not able to get your bank account information, then you can also get information about whether your bank account is active or closed by visiting your bank branch. Also, if your bank account has been deactivated or closed, you can get information on how to get it reactivated or reopened. You may be asked by the bank to write an application for opening a closed bank account and also to fill in the Bank KYC form. Closed Bank Account opening application in English 2022 | Application to activate Closed Bank Account in English | Dormant Account Application in EnglishWhat to do when Bank Account has closed: If your bank account has been closed due to any reason, then you have to write an application in the name of your bank branch manager to get it restart. Application to reopen Closed Bank Account in English:- Let us know, how to write an application to start your Bank account. To, The Bank Branch Manager, Subject:- Request for opening closed bank account. Sir, I beg to say that I, the applicant (write your name), am an account holder in your bank branch. My savings account number (write your bank account number) is _________. For some time I could not do transactions in my bank account due to some reason, due to which my savings bank account got closed / dormant account. I want to get my savings bank account activated again so that I can get the benefit of your bank services again. I have attached the necessary documents related to my account with this application. The bank account information of the applicant is as follows – Bank Account Number: _________ Therefore, I request you again to kindly give my bank account operational as soon as possible, for which I will be eternally grateful to you. Sincerely
: Attached Documents :- Date : __________ In this way, You can easily write an application to get your closed or dormant bank account opened to your Bank branch manager. Along with this application, you must also attach the necessary documents mentioned above. Apart from this, you may be asked by the bank to update the bank KYC, which is mentioned below. How to activate closed Bank Account | How to reactivate/reopen closed Bank AccountThe bank account has been closed, know how it will be activated (How to Activate Closed Bank Account): To revive or activate the old closed account, you have to update Bank KYC. Full-Form of KYC: Know Your Customer, which means to identify your customer (consumer). In this, the bank asks to submit the KYC form along with the necessary documents for the verification of its account holder. Along with this, it is also necessary to update bank KYC from time to time to make the bank account of the consumer more safe and secure. Once the bank KYC verification is done, a confirmation message is sent to your mobile number linked with the bank account. After this, you have to deposit or withdraw some amount in your bank account once and your closed bank account gets reactivated or activated. How to Update KYC in Bank Account | How to update Bank KYC easily in 2o22You can update KYC in your bank account in two ways- Online Bank KYC Let us know about these two methods: How To Activate A Closed Account Online | How to start closed account | How to Activate Old closed Bank AccountHow to Open Closed Old Bank Account: If your old bank account has been closed, then bank KYC has to be updated to activate it. If your mobile number is linked to your Bank account and also you use internet banking, then you can update KYC in your Bank Account online, which is also known as Bank e-KYC. For online bank KYC, you have to submit your Aadhar card and PAN card information online. For this, you have to do online bank KYC update (Bank e-KYC update) by logging into the bank account with the help of your bank account’s user ID and password, in which online verification will have done of your Aadhaar card and PAN card by the Bank. Once the bank KYC is updated, your bank account is revived or activated by the bank. How to Update Bank KYC Offline | How to do Offline KYC In Bank AccountTo update your KYC offline in your bank account, you need to visit your bank branch and submit the bank KYC form along with your Aadhar card and PAN card and the latest passport size photograph. You can get this KYC form at the bank branch itself, or you can also download it from the official website of your bank and take a printout. In the bank KYC form, you have to give some of your basic details. After filling your required details in the Bank KYC Form, you have to submit it to the concerned bank employee and after Bank KYC Verification your account is reactivated. In this way, you can easily find out whether your bank account is active or closed and if your bank account has been deactivated, you can activate it again. Bank Account Closure Application | How to write application for closing of a bank account | How to close Bank Account Application in EnglishBank Account Closing Application: If you want to get your bank account closed, then for this you will write the following application to your bank branch manager:- To, Mr. Branch Manager State Bank Of India, New Colony, Meerut, U.P. (Write your bank name and full address) Subject:- For closure of savings bank account. Sir, It is a humble request that I am the applicant Vijay Kumar (Please write your full name) I am the account holder of your bank. My Bank Account Number (Write Your Bank Account Number) and ATM Number (Write Your Bank ATM Number, if any). I do not wish to use this account anymore for personal reasons. Therefore, I request you to kindly close this savings account of mine and please give me the cash balance in my bank account, for which I will be very grateful to you. Thank you. My Savings Account Details:- (Give your bank account details) Bank account number:- ……………………….. Name:- ………………………. mobile number:- ………………………. Know:- ……………………… Attached Documents:- Photocopy of Aadhar Card / PAN Card Respectful:- VIJAY KUMAR (Write your full name) signature:- In this way, you can write an application to close your bank account according to the above application format . How did you like this article of ours, do give us your feedback in the Comment Box. If you have any suggestions or questions, you can also email us, as well as you can follow us on other social media, whose link you will find below in Contact Us. Thank you! How do you know if an account is inactive?When you make no transaction in your bank account for 12 months, the account gets classified as inactive. When you make no transaction in your bank account for 24 months, the account gets classified as inoperative or dormant by the bank.
How long before a bank account goes inactive?When an account has no transactions for 12 months, it is considered inactive. If there is no activity for 24 months, it is deemed dormant. Remember, system-generated activities like interest credits don't count. A “transaction” is an activity initiated by the account holder like cashing a check.
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How to check if a bank account is still active
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