In-house financing car dealers near mildura vic

Let us find you the perfect finance solution

We work for you. Not the banks

And this is what makes our asset finance brokerage different

One on one consultancy

We listen to you and find you the perfect finance solution for your specific circumstances.
Contact us here →

+40 Lenders

With one of the largest lending panel in Australia, it is easy for us to find you a loan that suits your financial needs.
Check our Lenders →

Fast Approvals

With our Automated Finance Software – Zink– we match you with a lender and pre-qualify you in only minutes.

Great Low Rates

Our massive lending panel allows us to find you a loan at the most competitive rates in the market.

Mildura Asset Finance Services

Let us find you the perfect finance solution

CAR LOANS

Apply for a new or used car loan and get fast loan approval for that car, ute or 4WD of your dreams.

LEISURE LOANS

Treat yourself with our fast online approval leisure loans. Marine finance, jet ski, boat, trailer, caravan, RV, motorbike, you choose.

BUSINESS & COMMERCIAL LOANS

Looking for finance to grow your business or start a new business venture? Fast approval business loans.

PERSONAL LOANS

Secured and unsecured low rates personal loans for; holidays, furniture, surgery, weddings, and more. You choose.

HOME LOANS

The most comprehensive range of home loans to make your residential property dream come true.

Easy Car Loans

A personal car loan is when you borrow an amount of money from a financial institution with the purpose of buying a motor vehicle such as a car, ute, 4WD, or other. A personal car loan is the cheaper option when it comes to interest payments.

Types of car loans:

New car loan: For buying new or used cars (between 1 and 3 years old). New car loans are usually secured by the car with interest rates decreasing as the value of the car increase.
Used car loan: For buying cars up to 6 years old. Used car loans are usually secured by the value of the car acquired.
Unsecured car loan: For buying cars older than 6 years old. Unsecured car loans usually have higher interest rates than secured car loans.

Low Rates Leisure Loans

Thinking of buying a large ticket leisure item? Dreaming of that motorbike, caravan, trailer or RV to take your family or friends on a relaxing getaway? Can't wait to get a boat, yacht or a jet ski to enjoy the Australian beach lifestyle?

Whether you are looking to buy a new or used item, we offer the most comprehensive range of the best marine finance and leisure loans, so you not only get approved in minutes, but you also get the best rates.

Fast Approval Business & Commercial Loans

Looking for finance to grow your business or start a new business venture?

Apply now for a business commercial loan and manage your cashflow, purchase stock or inventory or borrow for any purpose including property and asset purchase, business growth, refinance or debt consolidation.

Fast Approval Personal Loans

A personal loan is a loan taken for personal reasons such as; holidays, furniture or other household items, elective surgery, weddings, vehicles, etc. Personal loans can also be taken for debt consolidation.

Types of personal loans:

Secured: The personal loan is secured against an asset you own.
Unsecured: Lender relies solely on your income flow to repay it.

Home Loans

A home loan or mortgage is a loan from a financial institution – like a bank, credit union or building society– with the objective of buy, build, renovate or refinance a residential property. The loan is repaid based on an agreed period, and the property is held as security.

There are many types of home loans products in the market and several factors to consider before making the decision when deciding the best mortgage like; the purpose of the home loan, the mortgage interest rate type, etc.

If you would like to speak with one of our mortgage brokers to understand better which home loan is best for your specific circumstances, don't hesitate to contact us.

Ausloans Finance Mildura

How it works

Need finance? Follow our 4 steps process to apply online and get an answer in minutes.

Apply
online

It takes only a few minutes to make an online application. No lengthy questions.

Upload documents

Easily upload documents directly from your phone.

Get
pre-qualified

Receive finance pre-qualification in minutes.

Get matched
with a lender

Zink matches you with the best lender based on your specific circumstances.

Customer Stories

"Making dreams come to life"

“I would like to thank Sam and his team. They are very kind and caring and go above and beyond. I highly recommend Ausloans Mildura. They will take care of you. Thank you again!”

Lisa

“Ausloans Mildura has been amazing to deal with. They took out the stressful part of looking for a car loan that best suited my needs. Would definitely use them again to seek finance.”

Kaylene

“You guys rock! I got my loan settled so quick I couldn't believe it. So happy!”

Carl

“My experience with Ausloans Mildura was so easy! I hadn’t had a loan or credit card for years as I paid cash for most things. I didn’t realise my credit rating was so low, and Sally was amazing and found me an affordable loan for my new car. I am forever grateful and will be going back for any future loans.”

Anna

"Jenny at Ausloans is fantastic! She helped me achieve my goal of buying a new car!! Everything happened quickly and I didn't have to wait long for the loan to be processed, allowing me to receive my car!! Her professionalism, open honesty and commitment to getting the best deal for me was amazing! I will definitely see Jenny again for any of my loan needs!!”

"Initially approached Ausloans Mildura to review finance options and find out more. The team was helpful and professional, presenting me with some good finance options for my purposes and explaining them clearly. Sam was responsive to any queries and very friendly to deal with, the process was easy and clear. Thanks team”

“Today was a very exciting day for me as my home loan refinance with Ausloans Mildura settled. Jenny at Ausloans Mildura went over and above to find me not only one, but four different refinancing scenarios that were suited to all my needs. She really listened and worked hard to find me the best deals, that would ultimately give me the best outcome and result going forward. As a single homeowner Jenny went out of her way to make sure I was really comfortable and understood everything about the products before I made my decision. I can't thank Jenny and all the staff at Ausloans Mildura enough for the amazing service I received. I would totally recommend anyone looking to refinance or needing a loan to go and see the staff at Ausloans Mildura.”

Meet The Team

Meet our Ausloans Mildura Finance Brokers

Sally Shelly

Manager & Broker

Let Sally Shelly find you the best financial solution

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Sam De Rosa

Broker (Financial Specialist)

Let Sam De Rosa find you the best financial solution

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Marianne

Broker *Finance Specialist

Let Marianne find you the best financial solution

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Looking for fast & easy finance?
We are ready to help make your dreams come to life

Consumer Financing Solutions for Mildura Dealerships & Businesses

Are you a Mildura business looking to increase sales with fast & easy customer financing solutions? Our Mildura asset finance broker team can help you grow your business today.

Attract Customers

Financed offers are a customer magnet! With Zink it is easy to create financed offers your customers will love.

Increase
Sales

Offering your customers an easy way to pay for large purchases in small instalments at the point of sale is proven to increase sales by an average of 32%.

Improve Cashflow

Never chase another invoice again. When your customers loan settles you get paid upfront, pay no fees and earn commissions.

Delight Customers

Zink's lightning fast paperless application and advanced lender matching, delivers an amazing customer experience that drives business referrals.

Partner Stories

Discover how our finance solutions help grow our partners' businesses

"We are very proud to be affiliated with Ausloans Mildura. We are a 7 car franchise dealership selling new and used vehicles and delivering over 100 cars a month to our customers. Therefore, you can understand the importance of finance and how critical it is to our role, to our business and to our success. Ausloans are easy to deal with and offer fast rate finance to our clientele and work alongside us to deliver the best results and offer the optimal experiences. I have no hesitation recommending Ausloans, they communicate well throughout the entire process, from application to settlements and they give the best experience and the best results."

Jason Harding
General Manager Mildura Motor Holdings

Explore Our Financing Solutions

And learn how we make finance fast & easy

Frequently Asked Questions

Ausloans Mildura

About Ausloans Mildura

What areas Ausloans Mildura Service?

The Mildura brokerage team service north-western Victoria and south-western New South Wales, including; the Sunraysia area, Mildura, Broken Hill, Renmark and Swan Hill to name a few.

What services Ausloans Mildura offers to businesses

Ausloans Mildura can supply all business financial needs. We can provide equipment loans commercial loans, cashflow support and more. Additionally, For B2B clients, Ausloans Mildura offers customer financing solutions that help dealerships, big-ticket retailers and farm equipment supplies maximise sales by offering easy consumer financing. If you require a business loan contact Ausloans Mildura and speak to one of our finance brokers.

What Ausloans Mildura offers to customers

We focus on asset lending, including all leisure loans such as but not limited to cars, trucks, boats, caravans and jetskis. Ausloans Mildura also offers home loans. Whatever you think you can borrow money for, we offer, and our customers deal with us to the very end. It is all about customer service.

Applying for a loan

What is the difference between applying for a loan with Ausloans or a bank?

We are a multi-award-winning independent finance group that believes in helping people achieve their dream or goal with a holistic solution. Whereas a bank offers you a fixed solution with a single lender, we compare within a panel of 40+ lenders to find the best rate for your specific circumstances. Additionally, we can find Australiawide the right vehicle for you through our vehicle solutions partner Drive Wholesale.

Do I need to purchase the car from Ausloans?

Not necessarily. If you wish, you can source your own car. But we offer a holistic solution to our customers, from sourcing a vehicle to financing at the most competitive rates and specs, through our vehicle solutions partner Drive Wholesale.

What do your interest rates start at?

Interest rates can vary depending on the age of the asset you are buying, your credit file, credit score, assets and liabilities. Our rates start as low as 4.69%* for new vehicles for business and customers.
* based on a commercial contract for a new vehicle with specific criteria.

What is a balloon payment?

A balloon payment allows you to reduce your repayments during the car loan term by making a one-off lump sum payment at the end of your loan. For example, if you were to take a $30,000 loan over five years with a 30% balloon, your regular repayments at a comparison rate of 8.10% would drop from $609.73 per month to $467.24 per month with the addition of a $9,000 lump sum payment due with your final payment. Balloon payments are available for cars that are up to five years of age. We will contact you within the last six months of your loan term to discuss your payment options. Your payment options could include refinancing the balloon amount in a new car loan. Alternatively, you could pay this balloon payment from your own funds.

Application & Approval

What documents do I need to apply for a loan?

Making an application is quick and easy. You just need to have the following documents ready to give to your broker:

Current Australian Residency Identification
Two recent payslips
One current bank statement

What advantages do I have as an ABN customer?

If you apply for finance with Ausloans as an ABN customer you can:

Apply with less documentation.
Receive discounted interest rates between 0.4 - 3% less than a consumer loan.
Benefit from a tax write-off with your finance– we recommend speaking to your financial advisor before you apply.

Can I get a loan if I am bankrupted?

Not if you are currently in bankruptcy or a Part 9 or 10 debt agreement. However, if you are discharged we can be able to assist you. Click here for an assessment that will not damage your credit score or call on 1800 2777 6899 and talk to one of our experienced brokers to find a solution.

About my credit

How can I get a loan if I have bad credit?

At Ausloans we believe in assessing your circumstances and finding a solution that best suits you. We do this with the help of our 40+ lender portfolio, so give us a call or click here for an assessment that will not damage your credit score.

Do late payments affect my Credit Score?

The short answer is yes, if your repayments are 14 days overdue or more then this will most likely be recorded on your credit score.

Is my credit score affected if I am declined?

At Ausloans, unlike a bank, we do not leave an impression on your file as part of our assessment so it will not show on your credit file as a “declined” if your application is unsuccessful. But be aware that more than 6 enquiries in a 12-month period may affect your application for finance.