What ATM can I use with Bank of America?

Q: Can you use other banks ATMs?

When you use an ATM that isnt operated by your own bank to make withdrawals, deposits or even simple balance inquiries, you can run into a bundle of extra fees. Sometimes these fees are charged by both your bank and by the company that operates the ATM you use.

Embracing the principles of the Americans with Disabilities Act (ADA), Bank of America is committed to providing equal banking center access to all our customers.

Table of Contents Show

Banking centers and home loans offices
Drive right up
Easy access for everyone
How to use audio ATMs
About the keypad
Accessibility height and reach
You're going to your app store
What ATMs can I use with Bank of America for free?
Can I use a non Bank of America ATM?
How do I avoid ATM fees Bank of America?
Can you use other banks ATMs?

Banking centers and home loans offices

You have full access to your Bank of America accounts at any of our thousands of banking centers nationwide. Our home loans offices are similarly accessible. When you visit our banking centers or home loans offices, our knowledgeable associates and welcoming environment will make you feel at home.

Drive right up

Do your banking from the comfort of your car with drive-through banking at selected locations. When you search for a banking center or ATM, use the Refine your search option to find banking centers with drive-through facilities.

Easy access for everyone

Accessible parking spaces
Accessible restrooms and Braille signage (where available)
Ramps in locations with steps
Easy-to-open doors
Accessible safe deposit box rooms

You'll find our ATMs located outside our banking centers as well as inside some locations. We even have drive-through ATMs. You decide what's best for you.

Audio ATMs

You can access your accounts at thousands of automated teller machines (ATMs), all of which are audio ATMs. As a Bank of America account holder, you don’t incur fees for withdrawals, transfers or balance inquiries at ATMs displaying the Bank of America name and logo. (Cash advance fees may apply to credit card accounts; please see your credit card agreement for details.)

Created for people with visual impairments, audio ATMs deliver private spoken instructions in English or Spanish through a headset that plugs into an audio jack. This enables audio ATM users to:

Get cash
Make Deposits
Make transfers between accounts
Check account balances
Make credit card payments using cash or a check

How to use audio ATMs

Any standard headset with a 3.5mm plug will work with our audio ATMs. You can use your own headset or request one from Bank of America free of charge. To request a headset, visit your local financial center or call phone number for Telephone Banking services 800.432.1000. We accept calls made through relay services (dial phone number for relay services 711).
After plugging your headset into the audio jack, you’ll hear a brief description of the audio ATM, including options to adjust headset volume and a complete device orientation for the ATM you're using.
To begin a transaction, present your card at the ATM by inserting a physical card into the card reader, tapping a contactless card on the contactless reader or holding a mobile wallet with Bank of America debit card selected over the contactless reader. When instructed, enter your PIN. You’ll hear instructions throughout the session guiding you through your transaction.

About the keypad

Audio ATMs have keypads you can use to respond to voice-guided prompts. Keypads consist of 16 keys: four across and four down. The three columns on the left of the keypad are identical to a standard touch-tone telephone keypad. The far-right side of the keypad contains a column of keys that will help you navigate through your transaction. Descriptions of the keypad and keys are provided during the session based on the ATM model you’re using.

Accessibility height and reach

The height and reach of the ATM is set to comply with the Americans with Disabilities Act. Bank of America strives to make ATMs accessible for individuals who have disabilities.

Get it on the App Store

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Or we can text a download link directly to your phone

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Get it on the App Store

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Or we can send you a link by email

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Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Get it on Google Play

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can text a download link directly to your phone

Phone Number * In 999-999-9999 Format

Please enter a phone number

By providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

Android is a trademark of Google Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd.

You're going to your app store

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their polices.

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What ATMs can I use with Bank of America for free?

You can access your accounts at thousands of automated teller machines (ATMs), all of which are audio ATMs. As a Bank of America account holder, you don't incur fees for withdrawals, transfers or balance inquiries at ATMs displaying the Bank of America name and logo.

Can I use a non Bank of America ATM?

If Bank of America account holders use a non-Bank of America ATM in the U.S., they will incur a $2.50 fee for each withdrawal, transfer or balance inquiry, as well as any fees charged by the institution operating the ATM.

How do I avoid ATM fees Bank of America?

If you conduct a withdrawal, transfer, or balance inquiry at an ATM clearly marked with the Bank of America name and logo, you will not receive an ATM fee. However, even in these cases, you may be charged a transaction fee if you hold certain accounts.

Can you use other banks ATMs?

When you use an ATM that isn't operated by your own bank to make withdrawals, deposits or even simple balance inquiries, you can run into a bundle of extra fees. Sometimes these fees are charged by both your bank and by the company that operates the ATM you use.