Can you use a credit card on Apple Pay

To set up Apple Pay, add a debit, credit, or prepaid card to the Wallet app on your iPhone, Apple Watch, or other compatible device.

How to add a debit or credit card on your iPhone

To remove a card from the Previous Cards screen, tap Edit > Remove button 

How to add a debit or credit card to your Apple Watch

1. On your paired iPhone, open the Apple Watch app.
2. In the My Watch tab, tap Wallet & Apple Pay.
3. Tap Add Card.
   
   • Tap Debit or Credit Card to add a new card.
   • Tap Previous Card to add a card that you used previously.
     
     
4. Tap Continue.
5. Follow the steps on the screen to add your card.
6. If necessary, verify your information with the bank or card issuer.They might ask you to provide more information or to download an app before approving your card for use with Apple Pay.

How to add a debit or credit card for Apple Pay on your Mac or iPad

1. Open Wallet settings on your device.
   • On your Mac model with Touch ID, go to System Preferences > Wallet & Apple Pay.
   • On your iPad, go to Settings > Wallet & Apple Pay.
2. Tap Add Card.3,4
3. Follow the steps on the screen to add a card.
4. Verify your information with your bank or card issuer. They might ask you to provide information.

On Mac models without built-in Touch ID, you can complete your purchase using Apple Pay on your compatible iPhone or Apple Watch: On your iPhone, go to Settings > Wallet & Apple Pay and turn on Allow Payments on Mac.

If you can't add a debit or credit card to Apple Wallet

1. Make sure that you sign in to iCloud on all your devices. On your iOS device, you need to set up Face ID, Touch ID or a passcode. On your Apple Watch, you need to set up a passcode. If you sign out of iCloud or remove your passcode, all credit, debit, prepaid, travel and student ID cards will be removed from that device.

2. If you're under the age of 13, Apple Pay isn't available and you can't add a card in the Wallet app. Age varies by country or region.

3. In mainland China, you can use Apple Pay on the web in Safari only on compatible iPhone and iPad models using iOS 11.2 or later. In the Netherlands, you can use Apple Pay on the web only on a compatible iPhone or iPad.

4. In Italy, you can't add Maestro cards to iPad or Mac. In Australia, you can't add eftpos cards to your iPad or Mac. In the Netherlands, you can add Maestro cards to all compatible devices except Mac.

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Published Date: September 20, 2022

To add Apple Card, see Set up and use Apple Card on iPhone (U.S. only). For other debit and credit cards, do the following:

1. In Wallet, tap

   
   . You may be asked to sign in with your Apple ID.

2. Do one of the following:

   • Add a new card: Tap Debit or Credit Card, tap Continue, then position your card so that it appears in the frame, or enter the card details manually.

   • Add your previous cards: Tap Previous Cards, then choose any of cards you previously used. These cards may include the card associated with your Apple ID, cards you use with Apple Pay on your other devices, cards you added to AutoFill, or cards that you removed. Tap Continue, authenticate with Touch ID or Face ID, then enter the CVV number of each card.

Alternatively, you may be able to add your card from the app of the bank or card issuer.

The card issuer determines whether your card is eligible for Apple Pay, and may ask you for additional information to complete the verification process.

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