Does United Community Bank have mobile deposit?

Q: How do I deposit a check online UCB?

Log in to your UCB Mobile Banking app..

As a valued UCB Mobile Banking App user, we want you to know your safety and security are very important to us! In recent weeks we implemented a new, safer practice when depositing checks using our Mobile Banking app. You must now endorse the back of the check with your signature along with "For Mobile Deposit Only" in dark ink only. Please write legibly and do not use abbreviations.

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What’s New
Ratings and Reviews
United Community Bank
Bank app review
Can’t control cards or report fraud. Changing banks.
App Privacy
Data Linked to You
Information
More By This Developer
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Please note that, without this additional endorsement, your mobile deposit will be rejected. To successfully deposit checks using your Mobile Banking app, please follow these instructions and do not hesitate to contact us if you have any questions.

United Community Bank Mobile Deposit

Mobile Deposit allows you to make deposits into your United Community Bank checking, savings and money market accounts with your web-enabled phone or tablet with a camera using the UCB Mobile Banking App.

Mobile Deposit features:

Make deposits 24 hours a day, 7-days a week.
Deposits received after 2:30 p.m. CST will be posted on the next business day.
Daily limit and per deposit limit is $2,500.

Endorsement Requirements:

Properly endorse check.
Must also include the restriction "For Mobile Deposit Only".

How to make a Mobile Deposit:

Must be enrolled for Online Banking.
Sign into the UCB Mobile Banking App.
Select: Deposit.
Enter account to deposit into and check amount.
Take a photo of the front of the check.
Properly endorse back of check and include "For Mobile Deposit Only".
Take a photo of the back of the check.
Select: Make a deposit.

Who do I contact if I need help or have questions?

Call United Community Bank at 712-338-2781 or toll-free at 1-888-338-2781 during banking hours. A customer service representative will be happy to answer your questions or assist you. You may also email our bank at any time at .

Wherever you go, take United Community Bank with you! United’s mobile banking app puts the power of online banking at your fingertips 24/7. Our convenient mobile banking app allows you to check your account balances, transfer money, deposit checks, set up alerts and much more all from your favorite mobile device – whenever and wherever you want.

Get back to living and do more with your time:

• Check your account balances and transaction history for your checking and savings accounts and loans
• Pay bills
• Set up alerts to monitor your transactions and account balances to help protect against fraud and overdrafts*
• Deposit checks from your smartphone or tablet**
• Transfer funds between your accounts
• Send money to anyone with a mobile phone or email address with Pay Friends
• View your account statements
• Manage your finances with our Financial Tools including Budgeting/Spending/Net Worth tools
• Link accounts from other financial institutions to show your full financial picture with one login
• Locate a nearby branch or ATM

United Community Bank’s mobile banking app gives you more control of your money without sacrificing our commitment to service.

We are strongly committed to maintaining the privacy of your personal information. For our complete Privacy Policy, visit ucbi.com/privacy.

Have questions? Contact a customer service representative at (866) 270-7100.

About United Community Bank

United Community Bank is headquartered in Blairsville, Georgia and proudly serves customers in Georgia, North Carolina, Tennessee, and South Carolina. Known as ‘The Bank That SERVICE Built®,’ United is committed to providing exceptional service and tailored banking solutions to its customers. For more information about United or our products and services, visit us online at www.ucbi.com.

* Message and data rates may apply. Please check with your mobile carrier for details.
** Mobile Deposit is available to Personal Online Banking customers with an active personal checking, savings or money market account in good standing.

What’s New

Sep 17, 2022

Version 11.0.5724

New features and enhancements

Ratings and Reviews

4.7 out of 5

7.3K Ratings

United Community Bank

Everything is all in one place which makes banking faster. During my twenty three years in the U.S. Navy I lived in many different cities and had to switch banks many times. The United Community Bank has by far been the best. I have needed a personal loan five times since I became a member of UCB. And one mortgage loan. The ease of which I was approved for everything amazed me. And so does the way everyone has been so friendly and helpful. Especially Donna Baxter. Hers was the first face I saw the day I came there when I was looking for a bank. She greeted me smiled and asked how she could help me. She has helped me with all my banking since that day. The second day I came in she still remembered my name. Donna, all the cashiers, and everyone else I have come in contact with has made banking enjoyable for myself and my wife. I never thought that that was possible. All the other banks I have been associated with were like working with androids instead of humans.

Bank app review

Everything great only one or two things I’d change. I don’t know my account number and routing number, that would be awesome to be able to find here instead of calling bank or trying to find where I wrote it down 5 years ago. And the delay opening it since the update. I got so used to being able to click the check account button that now the update has moved everything down the page and I have to wait a few extra seconds to load or I’ll end up in the ad. (Oh the troubles of being spoiled with technology) Again everything is great!

Can’t control cards or report fraud. Changing banks.

I got a text about a fraudulent charge. I confirmed I did not recognize the charge. They responded with “call fraud dept at this number immediately”. It was a third party that couldn’t help at all. I have 3 accounts and found another unknown charge in another account, which is a joint account. I told them there was a $300 charge in this other account and they said they can only go by debit card number and to call the bank tomorrow. Completely useless app and after hours service. This is the second time out UCB accounts have been compromised. It took a month to get our $1k back the first time. Meanwhile, I checked my Wells Fargo app, and I could have taken care of everything through the app without having to call anyone: Turn card on or off, Dispute a transaction. There isn’t even a way to report a fraudulent charge on full access website. We’re closing all 3 accounts with them.

App Privacy

The developer, United Community Banks Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

Financial Info
Contact Info
Contacts
User Content
Identifiers
Usage Data
Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Information

Seller

United Community Banks Inc

Size

37.9 MB

More By This Developer

Does United bank have mobile deposit?

Deposit Checks Anytime, Anywhere from Your Mobile Device Our Mobile Deposit feature allows you to securely deposit checks within the Bank With United mobile app. Mobile Deposit provides the same security and protection that you have with mobile banking.

How do I deposit a check online UCB?

Endorse the back of the check as "For mobile deposit only" and your signature..

Select Deposits from the Menu..

Select New Deposit..

Select the account to receive the deposit..

Enter the amount of the check..

Take a photo of the front and back of the check..

Which banks allow mobile deposit?

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Do credit unions do mobile deposits?

Mobile Check Deposit lets you deposit a check simply by taking a photo of it with your smartphone or tablet. Use your Credit Union ONE mobile banking app and select Deposit Check from the menu. See detailed instructions below. You must be enrolled in Online Banking to take advantage of this convenient feature.