When assessing applications, we rely on information from a number of sources, including the information you provide to us and the information received from credit reporting bodies, Illion or Equifax. Our decision may be because you or the business you applied on behalf of, don’t meet our current credit criteria. Show
It may also be partly or wholly based on the credit information we received from Illion or Equifax. You can obtain the credit eligibility information held about you from the credit reporting bodies within 90 days free of charge using these contact details. Illion (formally Dun & Bradstreet) Equifax (formally Veda Advantage) If you think that we may have failed to comply with Division 3 of Part IIIA of the Privacy Act or the Credit Reporting Code, you can make a complaint. This is all in accordance with our credit-related personal information management policy. If you place an order for a device in store or over the phone and your credit limit doesn’t cover the full amount, to continue with your chosen device you can make a one-off payment to cover the difference of up to $1000 to proceed. There is no one-size-fits-all solution when it comes to mobile phone plans, and more so when only considering cheap phone plans. The best approach to cheap mobile phone plans is to be honest about your needs, have a realistic budget to match those needs, and to then compare different phone plans. You shouldn’t expect to be able to watch unlimited Netflix or Stan on your phone for less than $10 a month or expect to be able to make unlimited calls to any type of number at that price. While cheap mobile plans can still include amazing features and benefits, you need to be prepared to sacrifice some benefits if your budget is a little tight. How to choose a cheap(er) mobile phone planThree points you need to consider when you start looking at cheap mobile phone plans, even if this is for you child and their first mobile phone, or your elderly parents who don’t make a lot of calls are:
Looking at these three points can help you narrow your search, so you feel less overwhelmed by all the choices out there. Types of phone plansOutside of prepaid and post-paid, mobile phone plans are also split between SIM only plans and plans that include a phone. Naturally, plans that include a mobile phone are almost exclusively post-paid and contract based, so if you’re only interested in the mobile plan itself you can limit your search to SIM only prepaid and post-paid plans. SIM only plans are available as both prepaid and post-paid and are great for keeping how much you spend on your mobile plan low. Mobile phone contracts and the way phone manufacturers launch new phones every year, have created an impression that we have to upgrade our mobile phones every 12 to 24 months, but if your phone is still in good condition and has all the features you need, there really is no need to spend more. What to look at when comparing mobile phone plansCost is a very important factor when comparing mobile phone plans, after all, you’re looking for a cheaper mobile plan. But it can’t be the only thing you look at. As noted previously, many cheaper mobile phone plans exclude certain features or benefits you might think of as standard, so pay attention to the following:
How to switch mobile phone plans?The ease with which you can switch mobile phone plans depends on whether your current plan is term-based or month-to-month. If it is term-based you would need to enquire if any early termination fees apply, and whether the savings offered by switching to a cheaper plan are worth more than the cost of early termination. If you’re on a month-to-month plan you simply need to check the process with your provider, but in all probability, it can be done via a simple call or even online, with no extra fees involved. If you also plan on switching to a different provider you will need to factor in a little extra time to port your number, at no cost to you. Whether you’re already with Dodo or plan on switching to Dodo, give us a call and we can help you change your plan and your provider. Which network is the easiest to get a contract with?The straight up truth is that there is no easiest network. Since all major networks will be running a credit check before giving you a phone, it makes little difference which network you apply to. There is a small caveat though. Different networks use different credit agencies to run their credit checks.
What cell phone company does not require a credit check?Prepaid cell phone plans don't require a credit check. That's because you pay in advance for your service, usually on a monthly basis, so there's no risk for the cell phone provider. The three major carriers — Verizon, T-Mobile and AT&T — offer prepaid plans, often for less than their traditional plans.
What do you need to get a phone contract in Australia?To apply for a plan in store or over the phone you'll need to provide a primary government issued photo ID. You can choose from: Australian Driver's Licence.. Driver's licence.. Australian passport.. International passport.. What credit score do you need to get a phone plan?Most of them will consider a credit rating or score of 600 and above. However, a credit score of 700 and above would be ideal. Factors that affect your credit score include late or missed payment history, length of credit history, and amount of credit you have.
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Easiest company to get a phone contract with Australia
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