How long does it take for a credit card to arrive Lloyds

Q: How long does it take to get a debit credit card?

As part of the account opening process, youll be able to request a debit card connected with the account. In some cases, youll have to wait about seven to 10 business days before your card arrives in the mail. Many banks, however, offer same-day access to a debit card that you can use immediately.

Table of Contents Show

Activate your credit card
How to activate your Lloyds Bank credit card
What happens after I've activated my card?
Frequently asked questions
Important legal information
Existing credit card customers
You won’t pay a credit card fee to send money to charities abroad
How to pay your credit card
Request a balance or money transfer
Disputing credit card charges
Bank of England Base Rate announcement
Can’t find what you’re looking for?
Help with money worries
Important legal information
How long does it usually take for a credit card to be delivered?
How long does a credit card take to arrive UK?
How long does it take to get a debit credit card?
Can I activate my credit card before it arrives?

Activate your credit card

This page tells you everything you need to know about activating your Lloyds Bank credit card.

How to activate your Lloyds Bank credit card

The quickest way to set up your new credit card is with our Mobile Banking app or online. It's safe, simple and secure.

You’ll need your new credit card to hand and we may need some of your personal information to complete the activation.

It's simple to activate your credit card online using our secure online form.
If you aren’t already registered with Internet Banking, you’ll be able to register once you’ve activated your credit card.
If you are registered for Internet Banking, you can also log on to your account to activate your card online.
The fastest way to activate your new credit card is through our app or secure online form.
If you would rather to speak to a member of our team you can call us on 0800 032 044 or +44 2074 812 548 from outside the UK. Lines are open from 7am-11pm, seven days a week.
You can also activate your credit card at your nearest Lloyds Bank branch.
Our staff can also discuss any other queries you may have about your new credit card, including any services that you may benefit from.

What happens after I've activated my card?

Once you've activated your card you will be able to use it for purchases in store and online.

Depending on the credit card you have set up, you'll now have access to a range of online services. Learn more about these below.

Frequently asked questions

You will not need to activate your replacement credit card, unless the sticker on the card asks you to do so.
The main cardholder must activate any additional card, as the 16 digit credit card account number of the main cardholder is needed.
You can activate the additional card online, by calling the number on the credit card sticker or you can pop into your local branch.
Its easy to change your PIN to a number you already know – a memorable date, for instance. You can change your PIN at most UK cash machines. Just insert your card and using the PIN we've sent you, follow the on-screen instructions.
If you’ve forgotten your PIN, you can get an instant reminder using our Mobile Banking app.
Find out how to view your PIN in the app.
If you’d prefer a paper reminder, you can request a PIN reminder which will be sent through the post. You’ll receive your reminder by post in 3-5 working days.

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.

Existing credit card customers
Activate your credit card
Make a change to your account
Using your credit card abroad
Help & guidance

Existing credit card customers

If you need information, or want to make a change to your Lloyds Bank credit card account, this is a good place to start.

You won’t pay a credit card fee to send money to charities abroad

For now, non sterling transaction fees won’t be charged on Lloyds Bank credit card payments, made to non-UK based charities on and since 24th February 2022

How to pay your credit card

We offer a range of payment methods to suit you. Direct Debit is a great option as we’ll claim your payments automatically each month.

Credit card payment options

Request a balance or money transfer

Disputing credit card charges

If there’s a transaction on your statement that you don’t recognise, or you haven’t received what you paid for, we could help you.

Credit card payment disputes

Bank of England Base Rate announcement

Find out about the Bank of England Base Rate and how a change in rates could affect your credit card.

Base Rate information

All help and guidance topics

Can’t find what you’re looking for?

Of course, there are times when you just need to speak to someone.

Some essential and automated services are available 24 hours a day, 7 days a week. Other specialist services are only available within set hours. Visit our contact us page for more details.

Help with money worries

If you’re ever experiencing money worries, please let us know so we can find a way to help.

Help with money worries

Important legal information

How long does it usually take for a credit card to be delivered?

Most credit card issuers will send a new card in 10 to 14 days. If you request a special design, which some companies offer, it could take longer. You may also have an option for “rush" delivery if you pay an additional fee.

How long does a credit card take to arrive UK?

Most credit cards arrive within 10 working days after your application is accepted. Though it could take longer if the letter is delayed, stolen or lost in the post. If you know you've been accepted for a credit card and it's not arrived within two weeks, contact the credit card provider.

How long does it take to get a debit credit card?

As part of the account opening process, you'll be able to request a debit card connected with the account. In some cases, you'll have to wait about seven to 10 business days before your card arrives in the mail. Many banks, however, offer same-day access to a debit card that you can use immediately.

Can I activate my credit card before it arrives?

Can I use a new credit card before it arrives? Unless the credit card issuer allows newly approved cardholders instant access to their card number, you will have to wait until the card arrives in the mail.