Is Canadian routing number same as transit number?

We work with a Canadian bank. What should we enter for the ABA Routing Number?

Canadian customers using ACH Universal will go through the ‘ACH File Setup’ using the red maple leaf icon in the toolbar. (You will not use the crossed hammer and wrench icon for the File Setup—this is only for U.S. customers.)

Your bank should supply you with a ten-digit Company I.D. number to enter in the setup.

If you are asked for the ‘ABA Routing Number’ in the software, Canadian customers will enter the Institutional Number (proceeded by a zero if only three digits) followed by the five-digit Branch Transit Number. These two entries should equal 9 characters.

Will RileyAug 14, 2018 03:29 PM

Jen KuntzAug 14, 2018 04:01 PM

Will RileyAug 14, 2018 05:32 PM

Jen KuntzAug 16, 2018 07:58 AM

• 1.  9 Digit EFT Routing Transit Number Error

  

  Posted Aug 14, 2018 03:29 PM

  I'm having an issue with EFT routing number. GP gives me and error when trying to enter a nine digit routing number (e.g. 0YYYXXXXX). The error says I must use 8 digits. How do you all get around this issue?

  ------------------------------
  Will Riley
  Landmark
  San Francisco CA
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• 2.  RE: 9 Digit EFT Routing Transit Number Error

  Posted Aug 14, 2018 04:01 PM

  Hi Will,

  The Transit Routing number in Canada is a combination of the Bank # and Branch #. Bank #'s are 3 digits, Branch #'s are 5 digits.

  Typically the format is BRANCH then BANK.

  Example: Bank of Montreal (bank 001), King & University Ave in Toronto (branch 24182) would be put into EFT as 24182001.

  Hope that helps. There shouldn't be a 9 digit routing number for a bank in Canada. Bank Account numbers vary in length quite a bit bank to bank (as short as 6 or 7 digits and as long as something like 12 or 13 I've seen).

  Jen​​​​​

  ------------------------------
  Jen Kuntz, CPA, CGA, Microsoft MVP (Business Applications)
  Manager, Business Solutions
  Energy+ Inc.
  Cambridge, ON, Canada
  ------------------------------

• 3.  RE: 9 Digit EFT Routing Transit Number Error

  

  Posted Aug 14, 2018 05:32 PM

  That's the way I've been doing it and recently we're starting to get a number of EFT Bounce backs. I searched the web and have seen this a number of time.

  "The format of the code is pretty simple:

  AAAAA–BBB

  • The first 5 digits represent the Branch Number;
  • The last 3 digits are an Institution Number.

  For Electronic Fund Transactions (EFT) the format starts with a zero, then the institution number, then the branch number all with no dashes. For example, if a transit number is AAAAA-BBB, the corresponding EFT code would be 0BBBAAAAA."

  Does this not hold true in practice?

  ------------------------------
  Will Riley
  Landmark
  San Francisco CA
  ------------------------------

• 4.  RE: 9 Digit EFT Routing Transit Number Error

  Posted Aug 16, 2018 07:58 AM

  In practice I've never used a leading 0, but then I live in Canada and I know that banks are 3 digit numbers and branches are 5 digit numbers so there is no combination that makes up 9 digits, so trying to make it a 9 digit number has never occurred to me. I get it, if you're from the US, because your routing numbers are 9, right?

  I've implemented EFT at many customers over the years before I started working for a customer myself and I've never used 9 digits there for Canadian banks.

  I hope that helps.
  Jen

  ------------------------------
  Jen Kuntz, CPA, CGA, Microsoft MVP (Business Applications)
  Manager, Business Solutions
  Energy+ Inc.
  Cambridge, ON, Canada
  ------------------------------

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