Is Quicksilver One good for building credit?

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The Capital One QuicksilverOne Cash Rewards Credit Card is a solid pick for those with fair credit looking to improve their scores and earn cash-back rewards in the process. Although it has a $39 annual fee, it offers an unlimited 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel, and the possibility of a higher credit line after as little as six months of card membership.

Is Quicksilver One good for building credit?

Capital One QuicksilverOne Cash Rewards Credit Card

Is Quicksilver One good for building credit?

Is Quicksilver One good for building credit?

Earn Unlimited 2x miles on every purchase, every day. Earn Unlimited 2x miles on every purchase, every day

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

Limited/Fair/Good/Excellent

16.74% - 30.74% (Variable)

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.


Is the Capital One QuicksilverOne Cash Rewards Card for You?

The Capital One QuicksilverOne Cash Rewards Credit Card is a worthwhile choice for those with average credit looking for a simple and straightforward cash-back credit card. Even though it has an annual fee, most cardholders will likely spend enough to break even on the fee and score some additional savings.

But if your credit is badly damaged, you may not qualify for this card. And anyone who can’t stomach the thought of paying an annual fee on a credit card can find an option that’s a better fit.

Fair (300-669) Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Credit Rating Requirement:

Fair/New to Credit Under(669) Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Credit Rating Requirement:

New/Rebuilding Under(579) Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Welcome Offer:

N/A

Welcome Offer: Circle with letter I in it. Discover will match all the cash back you’ve earned at the end of your first year.

Cashback Match

Welcome Offer: Circle with letter I in it. Discover will match all the cash back you’ve earned at the end of your first year.

Cashback Match

Rewards Program:

1.5% cash back

Rewards Program: Circle with letter I in it. 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply Earn unlimited 1.5% cash back on every purchase, every day

Info

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply Earn unlimited 1.5% cash back on every purchase, every day

Annual fee

$0

Intro offer

$200

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Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

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Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Regular APR

19.24% - 29.24% (Variable)

Recommended Credit Score

Good to Excellent (670 – 850)

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A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Is Capital One Quicksilver a good credit card to build?

The Capital One Quicksilver Secured Cash Rewards Credit Card is a good credit card for earning rewards while you build credit. It has a $0 annual fee, reports to all three major credit bureaus each month, and gives 1.5% cash back on all purchases, so it's definitely worth considering.

Is Capital One credit card good to build credit?

Yes, Capital One cards help you build credit, as long as you use your card responsibly and pay your bill on time every month. Most Capital One credit cards are especially good for building credit as they are free to use, and your account information gets reported to the three major credit bureaus monthly.

Is Capital One Quicksilver a hard card to get?

Is the Capital One Quicksilver hard to get? To qualify for the Capital One Quicksilver Cash Rewards Credit Card, you'll need good to excellent credit — generally defined as a score of 690 or higher. You'll also have to meet other approval criteria, such as having sufficient income.

What is the highest credit limit for Capital One Quicksilver one?

The Capital One Quicksilver credit limit depends on your income, creditworthiness and payment history. According to anecdotal reports, the card's credit limit can be as low as $750 and as high as $10,000.