Is UNION Savings BANK a local bank?

Home Ownership Begins With Us

Low Costs, Low Rates, Big Dreams.
Let US make home ownership a reality for you.

We’re known for our

low closing costs

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Low Cost Home Mortgages are Right Around the Corner

At Union Savings Bank, we believe in making mortgages as affordable as possible. We promise our customers a low-cost loan with a low rate and fast approval. It’s simply what we do and what we’re known for. Call, click, or visit the Union Savings Bank in your community to experience our personal, local service for yourself. Your first step to a home mortgage begins with our easy pre-qualification process.

Get pre-qualified for a mortgage

Ready to apply for a home mortgage? Get pre-qualified now

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“Mark spent a lot of time discussing various financing options in detail with me, and his team worked hard to accommodate our closing schedule, which had to be worked around a business trip. There was great communication throughout the entire process. Would definitely recommend!”

C.J.

Account holder since 2011

“Other than collecting the required information needed, I barely had to lift a finger and he walked me through the process. I also have to rave about the cost. I worked for a large bank and wasn’t really expecting that USB could beat my employee discounts………I was wrong.”

J.S.

Account holder since 2015

“Union Savings suggested a creative mortgage product to meet our financing needs. Not sure it would have been possible to have this custom approach with many other lenders who focus more on volume than service.”

J.D.

Account holder since 2017

Honest, Personal, Local Banking

As a community bank, we give all of our customers’ local and personal service, not just with our mortgages, but all of their personal banking needs as well. Whether you’re looking for a checking account for your family, a savings account for your child, or a CD with a great rate, we have what you need

Bank with USB

If you like personalized, local banking service, open an account with us.

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Since founded in 1904, Union Savings Bank has been serving the local community by promoting responsible home ownership through prudent lending. We are headquartered in Cincinnati, Ohio, where we began, and currently operate 35 full-service branches and lending offices in Ohio, Indiana, Kentucky, and Pennsylvania.

Our simple approach of providing the best value to our customers has driven incredible growth for our organization over the past 30 years. It has also helped us earn the reputation as one of the top mortgage lenders in Ohio and will allow us to continue to grow in Indiana, Kentucky, and Pennsylvania.

Our financial institution stands out from larger ones because we have the freedom to be more flexible and personalized. Unlike large corporate banks, we get to know our community members and their personal situations before making decisions about whether a loan is right for you.

Our employees are highly trained to provide personalized financial service and will take your unique budget and lifestyle needs into consideration. You can count on us to make recommendations that will help you and your family achieve your financial goals.

We value our customer family and look forward to helping you with your mortgage and personal banking needs.

Want to join Union Savings? Visit our employment page for more information.