Payday loan instant funding to debit card California

Instant Funding - Your Money.
In Your Account.
Right Now.

Instant Funding - Your Money.
In Your Account.
Right Now.

Instant Funding - Your Money.
In Your Account.
Right Now.

How the Online Payday Loan Process Works

Application

Apply online using our secure application process.

Upload

Upload your documents in seconds to complete your application.

Approval

Once your application and loan documents are verified, approval takes minutes.

Receive Your Funds

Options include: Cash in-branch, instant funding to your debit card account or ACH bank deposit.

Payday Loans are available up to $2551

You can borrow any amount up to your loan limit. Your loan limit will be established based on:

• Your income
• The information you provide on your loan application
• Your credit history with Moneytree
• The information in your consumer report provided by a consumer reporting agency
• Information about your lending activity contained in a state-maintained database

Your loan limit may change if any of the above changes.

1Subject to qualifications and limitations.

Loans Up to $2551

A payday loan costs approximately $17.65 per $100 borrowed. For example, a $100 loan due in 14 days would have a total repayment amount of $117.65 and has an APR (Annual Percentage Rate) of 460.16%.*

1Subject to qualifications and limitations.

*The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.

Licensed by the Department of Financial Protection and Innovation pursuant to the CA Deferred Deposit Transaction Law to make consumer loans.

• ID and social security number (or alien registration number or ITIN)
• Physical address & contact phone number
• Documents to verify the source and amount of your income
• Open checking account information

Secure

Moneytree is a direct lender and never sells your information.

Licensed

We're licensed by the Department of Financial Protection and Innovation.

Fast

Our Team will let you know in minutes how much you qualify to borrow.

Service

Our Mission is to exceed your expectations. Visit a Branch today and learn more from one of our knowledgeable and friendly Tellers!

Questions about online payday loans? Call our Customer Service Team at 1-800-745-1011.

Click to View Sample Loan Fees

1Subject to qualifications and limitations.

Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank posting delays or errors.

Due to limitations imposed by the Military Lending Act, Moneytree does not make loans to "covered borrowers," a term which includes active duty members of the military, their spouses and dependents. Learn More.

California FAQs

Moneytree, Inc., is licensed by the Department of Financial Protection and Innovation. Licensing information is available upon request. Moneytree is registered with the federal government as a Money Services Business (MSB).

Your loan will be due on the date set forth in the loan agreement.

If your next payday is within 9 days from the date you take out the loan, you can repay on the following payday. The maximum loan term per California law is 31 days.

Online Payments

• Online payments may be made at moneytreeinc.com/payments before 2:45 PM PT on the loan payment due date using your debit card.

Telephone Payments

• Call Customer Service at 1-800-745-1011 before 2 PM PT on the payment due date to make a telephone payment using your debit card.

You can prepay your loan in full prior to the due date with no prepayment penalty.

Loan renewals are not available in California.

To verify or change your payment due date, please log in to your Moneytree online account. If you don’t have an online account, and wish to set one up, please register online, call or visit any Moneytree Branch or contact our Customer Service Team at 1-800-745-1011.

Payment options vary depending on your loan agreement.

• Write a post-dated check at loan origination for repayment. Your paper check will be turned into an electronic check for presentation to your bank. If you wish, you can opt to have your paper check physically deposited rather than electronically presented.
• Repay your loan in full, in cash, before the deposit time on the due date in any Moneytree Branch.
• Repay your loan in full using your debit card in any Branch.
• Repay your loan in full online using your debit card.
• Repay your loan in full over the phone using your debit card.

If you are unable to pay your loan when it is due, Moneytree offers a payment plan for payday loans only. You must request a payment plan before the deposit time on the day your loan is due to restructure the payment terms to at least four (4) substantially equal payments. You may choose this option once per 12-month period. There is no charge to enter into the payment plan.

You can obtain additional details by contacting Customer Service at 1-800-745-1011 or by visiting a Branch.

If your check or ACH returns unpaid, you will be charged a one-time $15 fee. You can reach Moneytree's Payment Center at 1-888-516-6643 for more information.

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