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Today’s Mortgage Rates

Comparison table of Mortgage Options

Product/TermInterest RateAnnual Percentage Rate*Learn More
30 Year Fixed Rate7.000% 7.091% Learn More

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740.

For example, at a 7.000% interest rate, the APR for this loan type is 7.091%. The payment schedule would be:

  • 359 payments of $997.95 at an interest rate of 7.000%
  • 1 payment of $999.32 at an interest rate of 7.000%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

20 Year Fixed Rate6.625% 6.742% Learn More

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740.

For example, at a 6.625% interest rate, the APR for this loan type is 6.742%. The payment schedule would be:

  • 239 payments of $1,129.43 at an interest rate of 6.625%
  • 1 payment of $1,128.47 at an interest rate of 6.625%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

15 Year Fixed Rate6.500% 6.605% Learn More

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740.

For example, at a 6.500% interest rate, the APR for this loan type is 6.605%. The payment schedule would be:

  • 179 payments of $1,306.66 at an interest rate of 6.500%
  • 1 payment of $1,306.86 at an interest rate of 6.500%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

10 Year Fixed Rate6.125% 6.271% Learn More

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740.

For example, at a 6.125% interest rate, the APR for this loan type is 6.271%. The payment schedule would be:

  • 119 payments of $1,674.74 at an interest rate of 6.125%
  • 1 payment of $1,674.58 at an interest rate of 6.125%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

10 Year Fixed Rate6.500% 6.647% Learn More

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740.

For example, at a 6.500% interest rate, the APR for this loan type is 6.647%. The payment schedule would be:

  • 120 payments of $1,703.22 at an interest rate of 6.500%

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

Portfolio Jumbo 30 Fixed7.250% 7.542% Learn More

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $647,201 and an estimated property value of $720,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740.

For example, at a 7.250% interest rate, the APR for this loan type is 7.542%. The payment schedule would be:

  • 118 payments of $4,620.00 at an interest rate of 7.250%
  • 241 payments of $4,415.05 at an interest rate of 7.250%
  • 1 payment of $4,415.61 at an interest rate of 7.250%

The monthly payment amounts quoted include the mortgage insurance premium.

Generally, mortgage insurance is required if you are making a down payment of less than 20% of the home's value or purchase price.

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

Portfolio Jumbo 15 Fixed6.750% 6.878% Learn More

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $647,201 and an estimated property value of $720,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740.

For example, at a 6.750% interest rate, the APR for this loan type is 6.878%. The payment schedule would be:

  • 38 payments of $5,840.40 at an interest rate of 6.750%
  • 141 payments of $5,727.14 at an interest rate of 6.750%
  • 1 payment of $5,727.65 at an interest rate of 6.750%

The monthly payment amounts quoted include the mortgage insurance premium.

Generally, mortgage insurance is required if you are making a down payment of less than 20% of the home's value or purchase price.

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

Portfolio Jumbo 5/1 ARM6.500% 7.146% Learn More

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $647,201 and an estimated property value of $720,000. The property is located in WI and is within Sauk county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 45 days and the assumed credit score is 740.

At a 6.500% initial interest rate, the APR for this loan type is 7.146%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 60 payments of $4,295.70 at an interest rate of 6.500%
  • 52 payments of $4,535.41 at an interest rate of 7.125%
  • 247 payments of $4,330.46 at an interest rate of 7.125%
  • 1 payment of $4,331.14 at an interest rate of 7.125%

The monthly payment amounts quoted include the mortgage insurance premium.

Generally, mortgage insurance is required if you are making a down payment of less than 20% of the home's value or purchase price.

The payment does not include real estate taxes and insurance. The actual payment obligation will be greater.

What sets us apart?

  • Bank of Prairie du Sac has been serving the greater Sauk Prairie area for more than a century.
  • All decisions are made locally & quickly. 
  • We have the expertise and technology to help manage your money at any stage of life.

About Us Careers

Buying a home is one of the biggest investments anyone can make. My top priority is to guide you through the financing process. Bank of Prairie du Sac puts you first. I look forward to being your home financing partner.

Bank of Prairie du Sac app

Crystal Lautenbach VP, Mortgage Lending NMLS #451162

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