Credit union service center Shared branch

Locator Services

Finding the nearest ATM or branch can be simple. Minimal clicks, minimal searching, immediate direction. A hassle-free experience should be the rule - not the exception.

Co-op’s suite of locator services gives your members real-time access to over 30,000 ATM locations. Plus, they’ll gain access to thousands of Shared Branching locations.

Locator API Program

The Locator API is a remote feed that operates through direct JSON form posting of data to a URL.
Members can perform a search on your credit union website or mobile application for ATM locations, Shared Branching locations, or both and the results are displayed directly to your preferred channel. The Locator API is now part of Co-ops Developer Portal.

LEARN MORE

Credit Union Service Centers (commonly known as shared branching) is an organization of credit unions that allows members of participating credit unions to process transactions at any participating branch. As of September 2011, the network included 4,372 participating locations.[1] While mostly composed of US based credit unions, the network is international.[2]

Transactions[edit]

While the transactions can vary by office, some may have fees based on an established schedule, they generally include:[3][4]

  • Deposits
  • Withdrawals
  • Loan payments
  • Make transfers between accounts
  • Purchasing money orders, travelers checks and official checks

Notes[edit]

  1. ^ "Now searching 4,372 locations!". CU Service Centers. Retrieved September 8, 2011.
  2. ^ "Access around the world". CUSwirl.com. Archived from the original on August 13, 2010. Retrieved September 29, 2010.
  3. ^ "About Shared Branching". CU Service Centers. Retrieved September 29, 2010.
  4. ^ "CU Service Centers Fee Schedule". CUSwirl.com. Archived from the original on August 30, 2010. Retrieved September 29, 2010.

  • CU Service Centers

What IS Shared Branching?

Shared Branching is a national network of credit unions from all over the country that share facilities to give members thousands of convenient locations to perform transactions just as if they were at their home credit union. Whether you are at work, home, or your favorite travel destination, your credit union is always nearby.

At ANY Shared Branching location you can:

  • Make deposits
  • Withdraw money
  • Cash checks
  • Transfer funds
  • Make loan payments
  • Get a copy of your statement

...and more!

All you need is:
  • credit union name
  • account number
  • photo ID

Find my Nearest Location Now!

Call

(800) 919-888

(800) 919-[2872]

Download our FREE Mobile App to find Shared Branches everywhere you go!

Credit union service center Shared branch
Credit union service center Shared branch

*Certain transactions and services are not available at Shared Branching locations. You can make deposits, withdraw money, cash checks, transfer funds, make loan payments, get a copy of your statement, and more. Ask us for details. Photo I.D. and your home credit union account number are required. Promotion � 2016 OCUL Services Corp., an affiliate of the Ohio Credit Union League. Shared Branch logo SM CO-OP Financial Services. All Rights Reserved.

What is Shared Branching?

Shared Branching is a network of credit unions that will allow “Guest Members” from any participating credit union to conduct transactions at a participating credit union. Credit unions are sharing their branches so that members will have access to over 5,100 locations nationwide.

What transactions can I perform at a Shared Branch?

  • Deposits
  • Withdrawals
  • Balance Inquiries
  • Loan Payments
  • Transfers
  • Money Orders
  • Cashier's Checks
  • Credit Card Advances

*Note: Since services vary from location to location, check with individual branches before your visit for a complete menu of available services. Funds availability will also vary from one location to another.

What information/services can I not get from a Shared Branch?

  • Answers to questions or concerns with your statement
  • Any account information over the phone
  • CRCU Loan, Savings, and other rates
  • Direct Deposit and Automatic Transfer set ups
  • Changing or updating account information such as address, phone number, or opening/closing of account types

What do I need to bring with me to perform a transaction at a Shared Branch?

  • Valid photo ID with signature (Driver’s License, Passport, Military ID)
  • Know your Credit Union name (Community Resource Credit Union)
  • Account Number (Some Shared Branches may not have the ability to look up your account number by name or social security number)

How long does it take for the transaction to reach my account?

The transaction is “real time” which means it is immediately posted to your account.

Do the Shared Branches have coin machines for our use?

If any of the other participating Shared Branches have coin machines that you can use, you may be subject to any fees or charges that are the policies of those credit unions.

How many shared branching locations are there?

Over 5,600 Shared Branches Feel right at home when you visit participating credit unions in all 50 states. For easy access to your money wherever you go.

Is California credit union a shared branch?

CO-OP Shared Branch with CalAgCU Transact on your CalAgCU account at over 6,000 credit union branches coast to coast! We understand that access to convenient branches is a high priority for all of our members in all demographics.

Is Space Coast credit union a shared branch?

SCCU is part of a cooperative network of Shared Branch Locations to further help you conduct your transactions.

Does PenFed use shared branching?

Unfortunately, some of the largest credit unions don't participate in the shared branch network. These include Alliant, PenFed and Navy Federal. This does save them money which they can use to pay higher interest rates.