You can pay using Apple Pay in stores, within apps and on the web, and more. Show
How to pay using Apple Pay in stores and other placesPay with your iPhone
Pay with your Apple Watch
How to pay using Apple Pay online or within appsYou can use Apple Pay to pay online in Safari2,3 or within apps when you see Apple Pay as a payment option.
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Apple Pay can be used to check out at many retailers, including Target AppleWith contactless options becoming the standard in everything from deliveries to pickups to payments, Apple Pay has become many iPhone users' go-to payment option. But learning how to use Apple Pay is probably way simpler than you think. The hardest part of using Apple Pay is setting it up and adding your cards, and that's as easy as simply entering your card information. Once you set it up, you can use Apple Pay to check out contactless at most retailers with your iPhone or Apple Watch, and also use it to check out online from many online stores. How to use Apple PayStep 1: Set up Apple PayImage: Maria Diaz / ZDNet To set up Apple Pay, you just need to go to Settings, then find Wallet and Apple Pay. Image: Maria Diaz / ZDNet Then tap on Add Card and follow the prompts to add your new card. Image: Maria Diaz / ZDNet Once you add your card to your Wallet, you can edit your settings to suit your needs. You can choose to enable Apple Cash, enable the double-click side button to work as a shortcut for Apple Pay, add Express Transit Cards to pay for transit automatically without passcode or Face ID, edit your transaction information like default card, shipping address and contact info, and toggle payments on Mac on and off. Step 2: Double-click right side button
Double-click-- or double-press --the side button to pull up Apple Pay Image: Maria Diaz / ZDNetDouble-clicking the button on the right side of your iPhone brings up your cards to pay. Just choose your payment card when the Wallet comes up. Step 3: Enter passcode to payImage: Maria Diaz / ZDNet Once you've chosen a card from your iPhone's Wallet, you'll be prompted to enter your passcode to authorize and pay for your purchase. Step 4: Hold near readerImage: Maria Diaz / ZDNet Entering your passcode authenticates your payment, then just hold your phone within about an inch of the card reader to process the transaction. That's it, Apple Pay is as easy as Apple pie. Sorry, I had to. FAQAside from using Apple Pay at the store, you can also use it in apps or online retailers. There are a lot of online merchants that accept Apple Pay just like they take PayPal or a credit card at checkout. And on top of being more secure, using Apple Pay online is more convenient as you don't need to enter your shipping address or card number to check out. Etsy, Starbucks, and Uber Eats, just to name a few, all accept Apple Pay. To use Apple Pay online, tap on the Apple Pay option at checkout from your iPhone or other Apple device. Then you'll be prompted to either enter your passcode or use Face ID to authorize the payment. After this, you'll be able to check out as usual with your Apple Pay information already filled in, so you won't need to sign in again or enter your card information. Also: How can I keep my credit card details from being stolen online? Using Apple Pay or Google Pay at checkout is more secure than swiping or inserting your card. This is because your credit or debit card number and information are encrypted and never shared with the retailer when you check out. A new code is created each time you pay with one of these retailers, making it safer to protect your financial data from being cloned or stolen. You can use Apple Pay wherever there is a payment terminal with NFC. Most retailers out there have them, with some exceptions. Just look for the NFC symbol on the card reader. Some banks even accept Apple Pay at NFC-enabled ATMs to make withdrawals or access your account. NFC stands for near-field communication. It's a technology that employs magnetic field induction to allow wireless communication between two electronic devices at a short-range, typically less than 4 centimeters or 1.5 inches. The days of "I forgot my wallet" are long gone. Once you add a card to your Apple Wallet, you enable Apple Pay on your iPhone. If you have an active Apple Watch linked to that iPhone, you can then use Apple Pay with just your watch, even if you don't have your iPhone on you when you check out. See alsoEditorial standardsRelatedHow do I checkout with Apple Pay?How to pay using Apple Pay online or within apps. Tap the Apple Pay button or choose Apple Pay as your payment method.. To pay with a different card, tap the Next button or the Expand Menu button next to your default card.. If necessary, enter your billing, shipping, and contact information. ... . Confirm the payment.. Do you just tap with Apple Pay?Double-click the side button. Your default card opens automatically. Scroll down to choose another card. Hold the display of your Apple Watch near the contactless reader until you feel a gentle tap and hear a beep.
Can I use my phone to pay at checkout?To pay in stores using your phone, you'll need to make sure Google Pay is downloaded and set up on your phone first. Get the Google Pay app on your Android phone. It only takes a few minutes to set up Google Pay on your phone. You'll need your credit or debit card info handy to get the app set up.
How do I use Apple Pay for the first time?To set up Apple Pay, add a debit, credit, or prepaid card to the Wallet app on your iPhone, Apple Watch, or other compatible device. To use Apple Pay, you need: A compatible device1 with the latest version of iOS or iPadOS, watchOS, or macOS. A supported card from a participating card issuer.
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